232 SBA loans worth $150.1M went to businesses in El Cajon, CA between October 2021 and June 2026, from 54 lenders. U.S. Bank made the most, 49 loans. The median loan was $340,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 49 | $17.2M | $50,000 | 14% |
| 2 | Live Oak Banking Bank · Wilmington, NC | 15 | $19.8M | $1,736,500 | 7% |
| 3 | California Statewide Certified Development Certified development company · Davis, CA | 12 | $10.7M | $570,000 | 0% |
| 4 | Northeast Bank Bank · Portland, ME | 12 | $1.8M | $129,750 | 0% |
| 5 | Newtek Bank Bank · Miami, FL | 11 | $8.2M | $250,000 | 9% |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 10 | $4.2M | $363,450 | 20% |
| 7 | Zions Bank, A Division of Bank · Salt Lake City, UT | 9 | $2.3M | $150,000 | 33% |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 8 | $4.9M | $364,500 | 12% |
| 9 | Wells Fargo Bank Bank · Sioux Falls, SD | 8 | $2.2M | $17,500 | 88% |
| 10 | CalPrivate Bank Bank · La Jolla, CA | 7 | $10.9M | $1,530,000 | 0% |
| 11 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 7 | $1.3M | $102,700 | 0% |
| 12 | Mortgage Capital Development Certified development company · Oakland, CA | 6 | $6.9M | $1,086,000 | 0% |
| 13 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 6 | $2.4M | $305,000 | 0% |
| 14 | BMO Bank Bank · Chicago, IL | 5 | $4.5M | $909,000 | 0% |
| 15 | Bank of America Bank · Charlotte, NC | 5 | $1.4M | $200,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 53 | $211,600 | U.S. Bank | |
| Other services (repair, personal care) | 35 | $350,000 | U.S. Bank | |
| Retail | 25 | $350,000 | U.S. Bank | |
| Health care and social assistance | 19 | $983,600 | U.S. Bank | |
| Manufacturing | 17 | $379,000 | California Statewide Certified Development | |
| Professional and technical services | 17 | $141,500 | U.S. Bank | |
| Wholesale trade | 15 | $500,000 | Northeast Bank | |
| Administrative and support services | 13 | $350,000 | Live Oak Banking |