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SBA lenders in National City, CA

SBA 7(a) and 504 loans to businesses in National City (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
68
SBA loans approved
$54.9M
Total approved
$500,000
Median loan
29
Lenders active
21%
To startups

68 SBA loans worth $54.9M went to businesses in National City, CA between October 2021 and June 2026, from 29 lenders. U.S. Bank made the most, 9 loans. The median loan was $500,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in National City

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
9$3.4M$50,00033%
2BayFirst National Bank
Bank · St. Petersburg, FL
6$4.2M$150,0000%
3California Statewide Certified Development
Certified development company · Davis, CA
4$6.1M$712,0000%
4Southland Economic Development
Certified development company · Santa Ana, CA
3$7.0M$1,331,0000%
5Bank of Hope
Bank · Los Angeles, CA
3$6.1M$1,500,00033%
6Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
3$2.7M$902,0000%
7Live Oak Banking
Bank · Wilmington, NC
3$1.6M$500,00067%
8Newtek Bank
Bank · Miami, FL
3$640K$105,00033%
9JPMorgan Chase Bank
Bank · Columbus, OH
3$480K$150,0000%
10Northeast Bank
Bank · Portland, ME
3$220K$50,0000%
11US Metro Bank
Bank · Garden Grove, CA
2$7.4M$3,700,00050%
12BMO Bank
Bank · Chicago, IL
2$2.4M$1,209,2000%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$1.1M$550,0000%
14Byline Bank
Bank · Chicago, IL
2$935K$467,5000%
15Wells Fargo Bank
Bank · Sioux Falls, SD
2$889K$444,55050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in National City. For 504 loans the lender shown is the certified development company.

What gets financed in National City

IndustryLoansShareMedian loanMost active lender
Construction12
18%
$125,000U.S. Bank
Restaurants and hotels11
16%
$910,000BMO Bank
Retail10
15%
$150,000BayFirst National Bank
Other services (repair, personal care)7
10%
$150,000Newtek Bank
Administrative and support services6
9%
$271,000Leader Bank
Health care and social assistance5
7%
$839,100Mission Bank
Manufacturing4
6%
$600,000Live Oak Banking
Professional and technical services4
6%
$372,000Lendistry SBLC
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00021%
  • $500,000 to $2 million40%
  • $2 million and up12%
Compared with California
Median loan, National City
$500,000
Median loan, California
$300,000
Startup share, National City
21%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in National City

0102030FY14: 12 loansFY14FY15: 11 loansFY15FY16: 10 loansFY16FY17: 6 loansFY17FY18: 14 loansFY18FY19: 7 loansFY19FY20: 15 loansFY20FY21: 15 loansFY21FY22: 7 loansFY22FY23: 12 loansFY23FY24: 14 loansFY24FY25: 21 loansFY2521FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.