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SBA lenders in Ramona, CA

SBA 7(a) and 504 loans to businesses in Ramona (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
37
SBA loans approved
$20.8M
Total approved
$500,000
Median loan
22
Lenders active
32%
To startups

37 SBA loans worth $20.8M went to businesses in Ramona, CA between October 2021 and June 2026, from 22 lenders. U.S. Bank made the most, 3 loans. The median loan was $500,000, compared with $300,000 across California, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Ramona

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
3$2.7M$1,012,60033%
2Columbia Bank
Bank · Roseburg, OR
3$1.8M$637,5000%
3CDC Small Business Finance
Non-bank lender · San Diego, CA
3$690K$225,000100%
4Southland Economic Development
Certified development company · Santa Ana, CA
2$2.8M$1,418,0000%
5Enterprise Bank & Trust
Bank · Clayton, MO
2$2.3M$1,165,7500%
6CalPrivate Bank
Bank · La Jolla, CA
2$2.3M$1,150,00050%
7Huntington National Bank
Bank · Columbus, OH
2$550K$275,0000%
8JPMorgan Chase Bank
Bank · Columbus, OH
2$415K$207,5000%
9Northeast Bank
Bank · Portland, ME
2$410K$205,0000%
10Banner Bank
Bank · Walla Walla, WA
2$250K$125,00050%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$98K$49,0000%
12Wells Fargo Bank
Bank · Sioux Falls, SD
2$25K$12,500100%
13Celtic Bank
Bank · Salt Lake City, UT
1$1.0M$1,012,3000%
14Bank of America
Bank · Charlotte, NC
1$747K$747,400100%
15First Bank of the Lake
Bank · Osage Beach, MO
1$714K$714,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ramona. For 504 loans the lender shown is the certified development company.

What gets financed in Ramona

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)9
24%
$530,000U.S. Bank
Health care and social assistance7
19%
$550,000Readycap Lending
Construction4
11%
$556,000Huntington National Bank
Professional and technical services4
11%
$373,650Columbia Bank
Restaurants and hotels3
8%
$350,000Northeast Bank
Manufacturing2
5%
$432,000Banner Bank
Retail2
5%
$691,800Celtic Bank
Information and media2
5%
$376,000Lendistry SBLC
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00024%
  • $500,000 to $2 million49%
  • $2 million and up3%
Compared with California
Median loan, Ramona
$500,000
Median loan, California
$300,000
Startup share, Ramona
32%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Ramona

071320FY14: 2 loansFY14FY15: 6 loansFY15FY16: 2 loansFY16FY17: 8 loansFY17FY18: 5 loansFY18FY19: 6 loansFY19FY20: 4 loansFY20FY21: 5 loansFY21FY22: 12 loansFY2212FY23: 5 loansFY23FY24: 4 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.