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SBA lenders in Jacksonville, FL

SBA 7(a) and 504 loans to businesses in Jacksonville (Duval County), October 2021 to June 30, 2026 · Updated October 16, 2026
859
SBA loans approved
$581.2M
Total approved
$315,000
Median loan
108
Lenders active
36%
To startups

859 SBA loans worth $581.2M went to businesses in Jacksonville, FL between October 2021 and June 2026, from 108 lenders. Florida First Capital Finance Corporation made the most, 96 loans. The median loan was $315,000, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Jacksonville

#LenderLoansApprovedMedian loanTo startups
1Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
96$91.7M$535,50014%
2TD Bank
Bank · Wilmington, DE
73$36.5M$100,00025%
3Huntington National Bank
Bank · Columbus, OH
52$18.6M$185,00071%
4Newtek Bank
Bank · Miami, FL
44$14.0M$150,00020%
5Florida Business Development
Certified development company · Tampa, FL
38$38.3M$638,00021%
6Northeast Bank
Bank · Portland, ME
33$4.5M$100,00015%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
28$7.2M$150,00021%
8United Midwest Savings Bank
Bank · Degraff, OH
27$12.7M$150,00074%
9Wells Fargo Bank
Bank · Sioux Falls, SD
26$7.0M$15,00081%
10Live Oak Banking
Bank · Wilmington, NC
24$20.8M$325,00029%
11Bank of America
Bank · Charlotte, NC
22$10.3M$262,50018%
12BayFirst National Bank
Bank · St. Petersburg, FL
21$5.4M$150,00010%
13Celtic Bank
Bank · Salt Lake City, UT
20$12.1M$150,00025%
14First Bank of the Lake
Bank · Osage Beach, MO
17$12.6M$395,00076%
15SouthState Bank
Bank · Winter Haven, FL
17$11.5M$350,00029%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Jacksonville. For 504 loans the lender shown is the certified development company.

What gets financed in Jacksonville

IndustryLoansShareMedian loanMost active lender
Construction136
16%
$254,500Florida First Capital Finance Corporation
Retail96
11%
$346,500Florida First Capital Finance Corporation
Other services (repair, personal care)95
11%
$301,800Florida First Capital Finance Corporation
Restaurants and hotels94
11%
$632,500Huntington National Bank
Health care and social assistance80
9%
$300,000Florida First Capital Finance Corporation
Professional and technical services74
9%
$250,000TD Bank
Administrative and support services58
7%
$217,000TD Bank
Transportation and warehousing53
6%
$250,000TD Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00037%
  • $500,000 to $2 million27%
  • $2 million and up9%
Compared with Florida
Median loan, Jacksonville
$315,000
Median loan, Florida
$250,000
Startup share, Jacksonville
36%
Startup share, Florida
29%
Share of state's SBA loans
3.2%

SBA loans per fiscal year in Jacksonville

0100200300FY14: 148 loansFY14FY15: 160 loansFY15FY16: 178 loansFY16FY17: 169 loansFY17FY18: 157 loansFY18FY19: 121 loansFY19FY20: 104 loansFY20FY21: 157 loansFY21FY22: 152 loansFY22FY23: 163 loansFY23FY24: 201 loansFY24FY25: 235 loansFY25235FY26 (Oct to Jun): 108 loansFY26108
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.