247 SBA loans worth $126.2M went to businesses in Lakeland, FL between October 2021 and June 2026, from 63 lenders. Huntington National Bank made the most, 25 loans. The median loan was $262,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Huntington National Bank Bank · Columbus, OH | 25 | $6.3M | $250,000 | 72% |
| 2 | TD Bank Bank · Wilmington, DE | 22 | $2.3M | $50,000 | 14% |
| 3 | BayFirst National Bank Bank · St. Petersburg, FL | 17 | $2.9M | $150,000 | 0% |
| 4 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 16 | $21.3M | $884,500 | 6% |
| 5 | Florida Business Development Certified development company · Tampa, FL | 14 | $9.8M | $360,500 | 0% |
| 6 | Northeast Bank Bank · Portland, ME | 12 | $1.4M | $100,000 | 17% |
| 7 | Bank of America Bank · Charlotte, NC | 10 | $6.9M | $500,000 | 10% |
| 8 | Wells Fargo Bank Bank · Sioux Falls, SD | 9 | $1.0M | $25,000 | 78% |
| 9 | Newtek Bank Bank · Miami, FL | 8 | $2.5M | $225,000 | 25% |
| 10 | Valley National Bank Bank · Passaic, NJ | 6 | $3.0M | $281,000 | 67% |
| 11 | SouthState Bank Bank · Winter Haven, FL | 6 | $945K | $100,000 | 17% |
| 12 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 6 | $739K | $78,400 | 17% |
| 13 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $815K | $175,000 | 20% |
| 14 | Bank of Central Florida Bank · Lakeland, FL | 4 | $4.3M | $425,000 | 50% |
| 15 | Live Oak Banking Bank · Wilmington, NC | 4 | $4.2M | $1,132,500 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 32 | $393,000 | Huntington National Bank | |
| Retail | 30 | $181,750 | BayFirst National Bank | |
| Health care and social assistance | 27 | $340,000 | United Midwest Savings Bank | |
| Construction | 26 | $290,750 | TD Bank | |
| Other services (repair, personal care) | 26 | $462,000 | TD Bank | |
| Manufacturing | 24 | $666,150 | Florida First Capital Finance Corporation | |
| Professional and technical services | 24 | $100,000 | TD Bank | |
| Transportation and warehousing | 13 | $150,000 | Wells Fargo Bank |