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SBA lenders in Clearwater, FL

SBA 7(a) and 504 loans to businesses in Clearwater (Pinellas County), October 2021 to June 30, 2026 · Updated October 15, 2026
276
SBA loans approved
$164.8M
Total approved
$343,000
Median loan
71
Lenders active
25%
To startups

276 SBA loans worth $164.8M went to businesses in Clearwater, FL between October 2021 and June 2026, from 71 lenders. Newtek Bank made the most, 21 loans. The median loan was $343,000, compared with $250,000 across Florida, and professional and technical services was the most financed industry.

Most active SBA lenders in Clearwater

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
21$6.5M$250,0000%
2Florida Business Development
Certified development company · Tampa, FL
19$12.7M$565,0005%
3BayFirst National Bank
Bank · St. Petersburg, FL
17$4.9M$150,0006%
4Huntington National Bank
Bank · Columbus, OH
14$7.2M$207,50043%
5Sunshine State Economic Development
Certified development company · Clearwater, FL
12$8.6M$445,50017%
6Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
11$8.7M$527,00018%
7Bank of America
Bank · Charlotte, NC
11$7.0M$500,00045%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
11$3.1M$254,50036%
9Live Oak Banking
Bank · Wilmington, NC
10$5.7M$425,00020%
10JPMorgan Chase Bank
Bank · Columbus, OH
10$1.5M$100,0000%
11Northeast Bank
Bank · Portland, ME
9$1.4M$65,60022%
12TD Bank
Bank · Wilmington, DE
8$335K$35,00025%
13Lake Michigan CU
Credit union · Grand Rapids, MI
7$3.0M$290,00014%
14Celtic Bank
Bank · Salt Lake City, UT
6$4.9M$150,00017%
15Wells Fargo Bank
Bank · Sioux Falls, SD
6$1.8M$17,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Clearwater. For 504 loans the lender shown is the certified development company.

What gets financed in Clearwater

IndustryLoansShareMedian loanMost active lender
Professional and technical services42
15%
$287,250Huntington National Bank
Health care and social assistance38
14%
$684,500Bank of America
Restaurants and hotels32
12%
$356,500Capitol National Bank
Manufacturing27
10%
$624,000Florida First Capital Finance Corporation
Other services (repair, personal care)27
10%
$322,600Capital One
Construction25
9%
$275,000Lake Michigan CU
Retail24
9%
$150,000BayFirst National Bank
Wholesale trade23
8%
$500,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00023%
  • $150,000 to $500,00039%
  • $500,000 to $2 million33%
  • $2 million and up5%
Compared with Florida
Median loan, Clearwater
$343,000
Median loan, Florida
$250,000
Startup share, Clearwater
25%
Startup share, Florida
29%
Share of state's SBA loans
1.0%

SBA loans per fiscal year in Clearwater

0275380FY14: 32 loansFY14FY15: 49 loansFY15FY16: 62 loansFY16FY17: 52 loansFY17FY18: 47 loansFY18FY19: 39 loansFY19FY20: 32 loansFY20FY21: 62 loansFY21FY22: 66 loansFY22FY23: 41 loansFY23FY24: 76 loansFY2476FY25: 53 loansFY25FY26 (Oct to Jun): 40 loansFY2640
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.