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SBA lenders in New Smyrna Beach, FL

SBA 7(a) and 504 loans to businesses in New Smyrna Beach (Volusia County), October 2021 to June 30, 2026 · Updated October 15, 2026
56
SBA loans approved
$36.2M
Total approved
$376,900
Median loan
27
Lenders active
25%
To startups

56 SBA loans worth $36.2M went to businesses in New Smyrna Beach, FL between October 2021 and June 2026, from 27 lenders. Florida First Capital Finance Corporation made the most, 6 loans. The median loan was $376,900, compared with $250,000 across Florida, and retail was the most financed industry.

Most active SBA lenders in New Smyrna Beach

#LenderLoansApprovedMedian loanTo startups
1Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
6$6.7M$1,091,50033%
2Huntington National Bank
Bank · Columbus, OH
6$2.3M$250,55067%
3Truist Bank
Bank · Charlotte, NC
5$6.7M$985,00020%
4Florida Business Development
Certified development company · Tampa, FL
4$4.0M$1,020,00025%
5Newtek Bank
Bank · Miami, FL
4$1.5M$250,0000%
6BayFirst National Bank
Bank · St. Petersburg, FL
3$869K$350,0000%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$700K$304,0000%
8Paradise Bank
Bank · Boca Raton, FL
3$545K$213,00033%
9TD Bank
Bank · Wilmington, DE
3$350K$150,0000%
10Bank of America
Bank · Charlotte, NC
2$1.2M$616,100100%
11Banesco USA
Bank · Miami, FL
1$2.2M$2,217,5000%
12Beacon Bank and Trust
Bank · Boston, MA
1$2.2M$2,197,0000%
13HomeTrust Bank
Bank · Asheville, NC
1$2.0M$2,035,0000%
14North State Bank
Bank · Raleigh, NC
1$902K$902,000100%
15Pathward
Bank · Sioux Falls, SD
1$667K$667,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in New Smyrna Beach. For 504 loans the lender shown is the certified development company.

What gets financed in New Smyrna Beach

IndustryLoansShareMedian loanMost active lender
Retail14
25%
$384,800Florida Business Development
Restaurants and hotels11
20%
$985,000Florida First Capital Finance Corporation
Manufacturing6
11%
$125,000TD Bank
Health care and social assistance6
11%
$528,500Wells Fargo Bank
Construction6
11%
$600,850Huntington National Bank
Administrative and support services3
5%
$299,400Huntington National Bank
Other services (repair, personal care)3
5%
$350,000Newtek Bank
Arts, entertainment and recreation2
4%
$1,583,500Truist Bank
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00043%
  • $500,000 to $2 million29%
  • $2 million and up9%
Compared with Florida
Median loan, New Smyrna Beach
$376,900
Median loan, Florida
$250,000
Startup share, New Smyrna Beach
25%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in New Smyrna Beach

071320FY14: 1 loansFY14FY15: 6 loansFY15FY16: 9 loansFY16FY17: 12 loansFY17FY18: 11 loansFY18FY19: 11 loansFY19FY20: 7 loansFY20FY21: 8 loansFY21FY22: 12 loansFY22FY23: 2 loansFY23FY24: 17 loansFY2417FY25: 16 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.