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SBA lenders in Palm Coast, FL

SBA 7(a) and 504 loans to businesses in Palm Coast (Flagler County), October 2021 to June 30, 2026 · Updated October 15, 2026
43
SBA loans approved
$21.3M
Total approved
$287,000
Median loan
19
Lenders active
35%
To startups

43 SBA loans worth $21.3M went to businesses in Palm Coast, FL between October 2021 and June 2026, from 19 lenders. Florida First Capital Finance Corporation made the most, 6 loans. The median loan was $287,000, compared with $250,000 across Florida, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Palm Coast

#LenderLoansApprovedMedian loanTo startups
1Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
6$6.9M$901,0000%
2Florida Business Development
Certified development company · Tampa, FL
4$3.7M$615,50050%
3Wells Fargo Bank
Bank · Sioux Falls, SD
4$457K$15,00075%
4TD Bank
Bank · Wilmington, DE
4$150K$25,0000%
5Newtek Bank
Bank · Miami, FL
3$900K$250,0000%
6United Midwest Savings Bank
Bank · Degraff, OH
3$707K$270,000100%
7Huntington National Bank
Bank · Columbus, OH
3$485K$135,00067%
8First Internet Bank of Indiana
Bank · Fishers, IN
2$2.5M$1,250,0000%
9Live Oak Banking
Bank · Wilmington, NC
2$525K$262,50050%
10SouthState Bank
Bank · Winter Haven, FL
2$470K$235,0500%
11PNC Bank
Bank · Wilmington, DE
2$78K$39,0000%
12IncredibleBank
Bank · Wausau, WI
1$1.2M$1,210,000100%
13First Federal Bank
Bank · Lake City, FL
1$867K$867,400100%
14Ameris Bank
Bank · Atlanta, GA
1$635K$635,000100%
15Barwick Banking
Bank · Barwick, GA
1$567K$567,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Palm Coast. For 504 loans the lender shown is the certified development company.

What gets financed in Palm Coast

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)8
19%
$109,500Huntington National Bank
Health care and social assistance7
16%
$567,000Florida Business Development
Restaurants and hotels7
16%
$867,400Florida First Capital Finance Corporation
Professional and technical services6
14%
$142,500Huntington National Bank
Retail5
12%
$238,000Northeast Bank
Construction5
12%
$411,900PNC Bank
Finance and insurance2
5%
$411,000Live Oak Banking
Arts, entertainment and recreation1
2%
$635,000Ameris Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00033%
  • $500,000 to $2 million26%
  • $2 million and up7%
Compared with Florida
Median loan, Palm Coast
$287,000
Median loan, Florida
$250,000
Startup share, Palm Coast
35%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Palm Coast

071320FY14: 2 loansFY14FY15: 5 loansFY15FY16: 5 loansFY16FY17: 10 loansFY17FY18: 10 loansFY18FY19: 9 loansFY19FY20: 5 loansFY20FY21: 12 loansFY21FY22: 3 loansFY22FY23: 10 loansFY23FY24: 8 loansFY24FY25: 14 loansFY2514FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.