44 SBA loans worth $31.6M went to businesses in Panama City Beach, FL between October 2021 and June 2026, from 22 lenders. Huntington National Bank made the most, 9 loans. The median loan was $350,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Huntington National Bank Bank · Columbus, OH | 9 | $3.9M | $349,900 | 56% |
| 2 | Hancock Whitney Bank Bank · Gulfport, MS | 4 | $2.5M | $411,250 | 75% |
| 3 | Northeast Bank Bank · Portland, ME | 4 | $1.1M | $325,000 | 25% |
| 4 | United Midwest Savings Bank Bank · Degraff, OH | 3 | $475K | $150,000 | 67% |
| 5 | Live Oak Banking Bank · Wilmington, NC | 2 | $4.6M | $2,277,500 | 0% |
| 6 | Pinnacle Bank Bank · Nashville, TN | 2 | $1.3M | $627,500 | 100% |
| 7 | First Bank of the Lake Bank · Osage Beach, MO | 2 | $1.0M | $513,500 | 100% |
| 8 | Celtic Bank Bank · Salt Lake City, UT | 2 | $842K | $421,000 | 50% |
| 9 | Newtek Bank Bank · Miami, FL | 2 | $501K | $250,500 | 50% |
| 10 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $45K | $22,500 | 0% |
| 11 | GBank Bank · Las Vegas, NV | 1 | $5.0M | $5,000,000 | 0% |
| 12 | PeoplesSouth Bank Bank · Colquitt, GA | 1 | $4.1M | $4,110,000 | 0% |
| 13 | TowneBank Bank · Portsmouth, VA | 1 | $1.4M | $1,406,000 | 0% |
| 14 | Southern Development Council Certified development company · Mountain Brook, AL | 1 | $1.2M | $1,168,000 | 0% |
| 15 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 1 | $1.0M | $1,047,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 9 | $455,000 | Huntington National Bank | |
| Professional and technical services | 5 | $300,000 | Huntington National Bank | |
| Arts, entertainment and recreation | 5 | $349,900 | Huntington National Bank | |
| Health care and social assistance | 4 | $394,250 | Hancock Whitney Bank | |
| Construction | 4 | $250,000 | Huntington National Bank | |
| Retail | 4 | $200,000 | Pinnacle Bank | |
| Administrative and support services | 3 | $315,000 | SouthState Bank | |
| Real estate and rental | 3 | $125,000 | United Midwest Savings Bank |