108 SBA loans worth $58.6M went to businesses in Panama City, FL between October 2021 and June 2026, from 39 lenders. Florida First Capital Finance Corporation made the most, 13 loans. The median loan was $279,500, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 13 | $10.2M | $592,000 | 15% |
| 2 | Florida Business Development Certified development company · Tampa, FL | 10 | $7.1M | $365,000 | 10% |
| 3 | Community Bank of Mississippi Bank · Flowood, MS | 7 | $1.3M | $200,000 | 71% |
| 4 | Newtek Bank Bank · Miami, FL | 7 | $724K | $100,000 | 43% |
| 5 | Hancock Whitney Bank Bank · Gulfport, MS | 6 | $1.5M | $236,500 | 83% |
| 6 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 6 | $823K | $95,600 | 0% |
| 7 | Huntington National Bank Bank · Columbus, OH | 5 | $2.7M | $150,000 | 80% |
| 8 | Northeast Bank Bank · Portland, ME | 5 | $917K | $209,400 | 20% |
| 9 | BayFirst National Bank Bank · St. Petersburg, FL | 5 | $732K | $150,000 | 0% |
| 10 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 3 | $2.5M | $858,000 | 0% |
| 11 | First Federal Bank Bank · Lake City, FL | 3 | $1.9M | $689,100 | 33% |
| 12 | Trustmark Bank Bank · Jackson, MS | 3 | $1.1M | $204,600 | 33% |
| 13 | First Bank of the Lake Bank · Osage Beach, MO | 3 | $846K | $280,000 | 100% |
| 14 | Pinnacle Bank Bank · Nashville, TN | 2 | $10.0M | $5,000,000 | 0% |
| 15 | HomeTrust Bank Bank · Asheville, NC | 2 | $3.8M | $1,878,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 24 | $301,500 | Florida First Capital Finance Corporation | |
| Construction | 14 | $252,250 | Readycap Lending | |
| Restaurants and hotels | 13 | $441,000 | Newtek Bank | |
| Other services (repair, personal care) | 11 | $161,000 | Readycap Lending | |
| Retail | 10 | $323,200 | First Bank of the Lake | |
| Administrative and support services | 8 | $197,500 | Hancock Whitney Bank | |
| Arts, entertainment and recreation | 8 | $309,800 | Huntington National Bank | |
| Transportation and warehousing | 5 | $490,000 | Community Bank of Mississippi |