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SBA lenders in Punta Gorda, FL

SBA 7(a) and 504 loans to businesses in Punta Gorda (Charlotte County), October 2021 to June 30, 2026 · Updated October 15, 2026
90
SBA loans approved
$59.4M
Total approved
$362,500
Median loan
38
Lenders active
30%
To startups

90 SBA loans worth $59.4M went to businesses in Punta Gorda, FL between October 2021 and June 2026, from 38 lenders. Huntington National Bank made the most, 11 loans. The median loan was $362,500, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Punta Gorda

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
11$4.4M$175,00027%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
10$15.8M$1,300,50010%
3Newtek Bank
Bank · Miami, FL
6$5.5M$150,0000%
4TD Bank
Bank · Wilmington, DE
6$300K$57,50033%
5Celtic Bank
Bank · Salt Lake City, UT
5$1.2M$140,0000%
6Northeast Bank
Bank · Portland, ME
5$1.0M$250,00020%
7BayFirst National Bank
Bank · St. Petersburg, FL
4$575K$150,0000%
8Wells Fargo Bank
Bank · Sioux Falls, SD
3$45K$15,000100%
9Sunshine State Economic Development
Certified development company · Clearwater, FL
2$4.2M$2,115,50050%
10Regions Bank
Bank · Birmingham, AL
2$2.3M$1,135,5000%
11Pathward
Bank · Sioux Falls, SD
2$2.2M$1,095,00050%
12SouthState Bank
Bank · Winter Haven, FL
2$1.8M$876,10050%
13Gulf Coast Bank and Trust
Bank · New Orleans, LA
2$1.2M$614,50050%
14Live Oak Banking
Bank · Wilmington, NC
2$1.2M$604,50050%
15Patriot Bank
Bank · Stamford, CT
2$983K$491,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Punta Gorda. For 504 loans the lender shown is the certified development company.

What gets financed in Punta Gorda

IndustryLoansShareMedian loanMost active lender
Construction19
21%
$473,000BayFirst National Bank
Other services (repair, personal care)13
14%
$200,000Newtek Bank
Restaurants and hotels8
9%
$350,000Huntington National Bank
Wholesale trade7
8%
$150,000Huntington National Bank
Professional and technical services7
8%
$140,000TD Bank
Health care and social assistance7
8%
$1,000,000Florida First Capital Finance Corporation
Manufacturing6
7%
$386,000Florida First Capital Finance Corporation
Administrative and support services6
7%
$302,500Truist Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00028%
  • $500,000 to $2 million39%
  • $2 million and up6%
Compared with Florida
Median loan, Punta Gorda
$362,500
Median loan, Florida
$250,000
Startup share, Punta Gorda
30%
Startup share, Florida
29%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Punta Gorda

0102030FY14: 3 loansFY14FY15: 10 loansFY15FY16: 14 loansFY16FY17: 12 loansFY17FY18: 15 loansFY18FY19: 12 loansFY19FY20: 1 loansFY20FY21: 21 loansFY21FY22: 18 loansFY22FY23: 7 loansFY23FY24: 19 loansFY24FY25: 28 loansFY2528FY26 (Oct to Jun): 18 loansFY2618
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.