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SBA lenders in Sebring, FL

SBA 7(a) and 504 loans to businesses in Sebring (Highlands County), October 2021 to June 30, 2026 · Updated October 15, 2026
39
SBA loans approved
$36.1M
Total approved
$366,000
Median loan
20
Lenders active
38%
To startups

39 SBA loans worth $36.1M went to businesses in Sebring, FL between October 2021 and June 2026, from 20 lenders. Florida Business Development made the most, 5 loans. The median loan was $366,000, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.

Most active SBA lenders in Sebring

#LenderLoansApprovedMedian loanTo startups
1Florida Business Development
Certified development company · Tampa, FL
5$5.8M$656,00060%
2Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
5$1.4M$175,00060%
3SouthState Bank
Bank · Winter Haven, FL
4$1.2M$147,5000%
4BayFirst National Bank
Bank · St. Petersburg, FL
3$10.0M$3,590,0000%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$350K$50,0000%
6Paradise Bank
Bank · Boca Raton, FL
2$2.3M$1,137,500100%
7United Midwest Savings Bank
Bank · Degraff, OH
2$300K$150,000100%
8Celtic Bank
Bank · Salt Lake City, UT
2$201K$100,50050%
9TD Bank
Bank · Wilmington, DE
2$125K$62,50050%
10Truist Bank
Bank · Charlotte, NC
1$3.6M$3,627,000100%
11Gulf Coast Bank and Trust
Bank · New Orleans, LA
1$3.0M$2,960,1000%
12Banesco USA
Bank · Miami, FL
1$2.6M$2,630,0000%
13Huntington National Bank
Bank · Columbus, OH
1$990K$990,0000%
14US Metro Bank
Bank · Garden Grove, CA
1$920K$920,0000%
15Bancorp Bank
Bank · Sioux Falls, SD
1$900K$900,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Sebring. For 504 loans the lender shown is the certified development company.

What gets financed in Sebring

IndustryLoansShareMedian loanMost active lender
Health care and social assistance7
18%
$900,000Truist Bank
Restaurants and hotels7
18%
$990,000Huntington National Bank
Other services (repair, personal care)6
15%
$150,000Paradise Bank
Retail5
13%
$175,000One Florida Bank
Construction4
10%
$198,000Readycap Lending
Real estate and rental3
8%
$561,000TD Bank
Transportation and warehousing2
5%
$447,500Stearns Bank
Wholesale trade2
5%
$142,000Florida Business Development
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00031%
  • $500,000 to $2 million26%
  • $2 million and up18%
Compared with Florida
Median loan, Sebring
$366,000
Median loan, Florida
$250,000
Startup share, Sebring
38%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Sebring

071320FY14FY15: 3 loansFY15FY16: 7 loansFY16FY17: 2 loansFY17FY18: 5 loansFY18FY19: 4 loansFY19FY20: 6 loansFY20FY21: 4 loansFY21FY22: 6 loansFY22FY23: 6 loansFY23FY24: 13 loansFY2413FY25: 9 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.