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SBA lenders in Garden City, ID

SBA 7(a) and 504 loans to businesses in Garden City (Ada County), October 2021 to June 30, 2026 · Updated October 15, 2026
103
SBA loans approved
$49.2M
Total approved
$200,000
Median loan
32
Lenders active
32%
To startups

103 SBA loans worth $49.2M went to businesses in Garden City, ID between October 2021 and June 2026, from 32 lenders. Idaho Central CU made the most, 14 loans. The median loan was $200,000, compared with $150,000 across Idaho, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Garden City

#LenderLoansApprovedMedian loanTo startups
1Idaho Central CU
Credit union · Chubbuck, ID
14$11.3M$508,50043%
2Zions Bank, A Division of
Bank · Salt Lake City, UT
12$4.0M$123,60025%
3Columbia Bank
Bank · Roseburg, OR
9$829K$50,00011%
4Capital Matrix
Certified development company · Boise, ID
8$7.8M$1,005,00012%
5Banner Bank
Bank · Walla Walla, WA
7$2.3M$236,10014%
6First Interstate Bank
Bank · Billings, MT
4$4.6M$150,00025%
7Washington Trust Bank
Bank · Spokane, WA
4$1.4M$333,85025%
8Montana Community Development
Non-bank lender · Missoula, MT
4$305K$82,400100%
9Newtek Bank
Bank · Miami, FL
3$870K$300,00033%
10D. L. Evans Bank
Bank · Burley, ID
3$300K$100,0000%
11U.S. Bank
Bank · Cincinnati, OH
3$256K$100,0000%
12Glacier Bank
Bank · Kalispell, MT
3$250K$25,000100%
13Region IV Development
Certified development company · Twin Falls, ID
2$2.3M$1,159,00050%
14Beacon Bank and Trust
Bank · Boston, MA
2$1.5M$735,500100%
15Live Oak Banking
Bank · Wilmington, NC
2$1.4M$712,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Garden City. For 504 loans the lender shown is the certified development company.

What gets financed in Garden City

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)17
17%
$110,000Zions Bank, A Division of
Construction13
13%
$150,000Banner Bank
Restaurants and hotels12
12%
$292,500Columbia Bank
Retail12
12%
$149,250America First Federal Credit Union
Health care and social assistance11
11%
$500,000Idaho Central CU
Manufacturing11
11%
$200,000Washington Trust Bank
Professional and technical services10
10%
$225,000Beacon Bank and Trust
Administrative and support services5
5%
$250,000Idaho Central CU
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00030%
  • $500,000 to $2 million29%
  • $2 million and up2%
Compared with Idaho
Median loan, Garden City
$200,000
Median loan, Idaho
$150,000
Startup share, Garden City
32%
Startup share, Idaho
37%
Share of state's SBA loans
3.2%

SBA loans per fiscal year in Garden City

0132740FY14: 16 loansFY14FY15: 19 loansFY15FY16: 25 loansFY16FY17: 17 loansFY17FY18: 26 loansFY18FY19: 20 loansFY19FY20: 15 loansFY20FY21: 19 loansFY21FY22: 16 loansFY22FY23: 13 loansFY23FY24: 23 loansFY24FY25: 31 loansFY2531FY26 (Oct to Jun): 20 loansFY2620
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.