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SBA lenders in Urbandale, IA

SBA 7(a) and 504 loans to businesses in Urbandale (Polk County), October 2021 to June 30, 2026 · Updated October 15, 2026
68
SBA loans approved
$29.9M
Total approved
$183,750
Median loan
35
Lenders active
43%
To startups

68 SBA loans worth $29.9M went to businesses in Urbandale, IA between October 2021 and June 2026, from 35 lenders. U.S. Bank made the most, 14 loans. The median loan was $183,750, compared with $200,000 across Iowa, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Urbandale

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
14$476K$30,00043%
2Lincoln Savings Bank
Bank · Reinbeck, IA
6$1.9M$274,50017%
3Huntington National Bank
Bank · Columbus, OH
5$1.4M$185,00080%
4Iowa Business Growth
Certified development company · Johnston, IA
4$5.8M$1,272,50025%
5Northwest Bank
Bank · Spencer, IA
3$523K$120,7000%
6Freedom Financial Bank
Bank · West Des Moines, IA
2$2.3M$1,133,0000%
7Live Oak Banking
Bank · Wilmington, NC
2$2.0M$1,025,0000%
8Charter Bank
Bank · Johnston, IA
2$1.2M$594,50050%
9Byline Bank
Bank · Chicago, IL
2$990K$495,0000%
10City State Bank
Bank · Norwalk, IA
2$444K$221,800100%
11Associated Bank
Bank · Green Bay, WI
2$306K$153,00050%
12Central State Bank
Bank · State Center, IA
1$1.8M$1,776,9000%
13Pivotal Business Partners
Certified development company · Des Moines, IA
1$1.6M$1,613,0000%
14Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$1.6M$1,580,0000%
15Mortgage Capital Development
Certified development company · Oakland, CA
1$1.4M$1,389,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Urbandale. For 504 loans the lender shown is the certified development company.

What gets financed in Urbandale

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)11
16%
$30,000U.S. Bank
Health care and social assistance10
15%
$178,000Byline Bank
Construction10
15%
$272,500Huntington National Bank
Arts, entertainment and recreation8
12%
$526,950U.S. Bank
Administrative and support services8
12%
$287,200Live Oak Banking
Restaurants and hotels5
7%
$150,000Northwest Bank
Retail5
7%
$1,039,000Iowa Business Growth
Manufacturing3
4%
$250,000Lincoln Savings Bank
Loan size mix
  • Under $150,00043%
  • $150,000 to $500,00031%
  • $500,000 to $2 million25%
  • $2 million and up1%
Compared with Iowa
Median loan, Urbandale
$183,750
Median loan, Iowa
$200,000
Startup share, Urbandale
43%
Startup share, Iowa
41%
Share of state's SBA loans
3.3%

SBA loans per fiscal year in Urbandale

071320FY14: 6 loansFY14FY15: 5 loansFY15FY16: 16 loansFY16FY17: 15 loansFY17FY18: 9 loansFY18FY19: 10 loansFY19FY20: 15 loansFY20FY21: 17 loansFY2117FY22: 17 loansFY22FY23: 17 loansFY23FY24: 16 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.