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SBA lenders in Independence, KY

SBA 7(a) and 504 loans to businesses in Independence (Kenton County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$17.0M
Total approved
$60,000
Median loan
8
Lenders active
37%
To startups

27 SBA loans worth $17.0M went to businesses in Independence, KY between October 2021 and June 2026, from 8 lenders. U.S. Bank made the most, 10 loans. The median loan was $60,000, compared with $175,000 across Kentucky, and construction was the most financed industry.

Most active SBA lenders in Independence

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
10$769K$42,50060%
2Huntington National Bank
Bank · Columbus, OH
8$464K$50,00025%
3Stock Yards Bank & Trust
Bank · Louisville, KY
3$4.0M$750,0000%
4Heritage Bank
Bank · Burlington, KY
2$5.3M$2,655,0000%
5Capital Access Corporation - Kentucky
Certified development company · Louisville, KY
1$4.8M$4,835,0000%
6First Financial Bank
Bank · El Dorado, AR
1$998K$998,5000%
7First Bank of the Lake
Bank · Osage Beach, MO
1$399K$399,000100%
8Wells Fargo Bank
Bank · Sioux Falls, SD
1$270K$269,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Independence. For 504 loans the lender shown is the certified development company.

What gets financed in Independence

IndustryLoansShareMedian loanMost active lender
Construction9
33%
$50,000U.S. Bank
Restaurants and hotels7
26%
$399,000Stock Yards Bank & Trust
Transportation and warehousing3
11%
$60,000Huntington National Bank
Administrative and support services3
11%
$10,000Huntington National Bank
Arts, entertainment and recreation2
7%
$45,000Huntington National Bank
Real estate and rental1
4%
$5,000,000Heritage Bank
Retail1
4%
$50,000U.S. Bank
Wholesale trade1
4%
$4,835,000Capital Access Corporation - Kentucky
Loan size mix
  • Under $150,00063%
  • $150,000 to $500,00015%
  • $500,000 to $2 million11%
  • $2 million and up11%
Compared with Kentucky
Median loan, Independence
$60,000
Median loan, Kentucky
$175,000
Startup share, Independence
37%
Startup share, Kentucky
35%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Independence

071320FY14: 8 loansFY14FY15: 11 loansFY15FY16: 4 loansFY16FY17: 4 loansFY17FY18: 7 loansFY18FY19: 11 loansFY19FY20: 12 loansFY2012FY21: 4 loansFY21FY22FY23: 8 loansFY23FY24: 10 loansFY24FY25: 5 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.