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SBA lenders in Cincinnati, OH

SBA 7(a) and 504 loans to businesses in Cincinnati (Hamilton County), October 2021 to June 30, 2026 · Updated October 15, 2026
1,165
SBA loans approved
$479.6M
Total approved
$150,000
Median loan
87
Lenders active
33%
To startups

1,165 SBA loans worth $479.6M went to businesses in Cincinnati, OH between October 2021 and June 2026, from 87 lenders. Huntington National Bank made the most, 571 loans. The median loan was $150,000, compared with $100,000 across Ohio, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Cincinnati

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
571$142.4M$90,00033%
2U.S. Bank
Bank · Cincinnati, OH
97$16.1M$40,00027%
3First Commonwealth Bank
Bank · Indiana, PA
49$26.3M$300,00043%
4KeyBank
Bank · Cleveland, OH
39$22.3M$50,00067%
5Alloy Development Co.
Certified development company · Cincinnati, OH
36$32.2M$632,00014%
6PNC Bank
Bank · Wilmington, DE
32$14.0M$72,50038%
7Fifth Third Bank
Bank · Cincinnati, OH
22$8.8M$161,65036%
8Northeast Bank
Bank · Portland, ME
19$3.4M$150,00011%
9RiverHills Bank
Bank · Milford, OH
17$12.4M$255,00018%
10Stock Yards Bank & Trust
Bank · Louisville, KY
15$8.9M$270,80033%
11Newtek Bank
Bank · Miami, FL
15$3.7M$250,0000%
12BayFirst National Bank
Bank · St. Petersburg, FL
15$2.5M$150,00013%
13First Financial Bank
Bank · Cincinnati, OH
14$4.5M$190,25029%
14Live Oak Banking
Bank · Wilmington, NC
13$14.4M$450,00031%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
13$1.8M$54,2008%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cincinnati. For 504 loans the lender shown is the certified development company.

What gets financed in Cincinnati

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels168
14%
$153,750Huntington National Bank
Retail133
11%
$100,000Huntington National Bank
Construction129
11%
$100,000Huntington National Bank
Other services (repair, personal care)113
10%
$100,000Huntington National Bank
Transportation and warehousing111
10%
$80,000Huntington National Bank
Professional and technical services110
9%
$225,000Huntington National Bank
Health care and social assistance106
9%
$147,500Huntington National Bank
Manufacturing80
7%
$239,100Huntington National Bank
Loan size mix
  • Under $150,00049%
  • $150,000 to $500,00031%
  • $500,000 to $2 million16%
  • $2 million and up4%
Compared with Ohio
Median loan, Cincinnati
$150,000
Median loan, Ohio
$100,000
Startup share, Cincinnati
33%
Startup share, Ohio
32%
Share of state's SBA loans
7.1%

SBA loans per fiscal year in Cincinnati

0100200300FY14: 224 loansFY14FY15: 265 loansFY15FY16: 262 loansFY16FY17: 245 loansFY17FY18: 242 loansFY18FY19: 235 loansFY19FY20: 199 loansFY20FY21: 280 loansFY21280FY22: 266 loansFY22FY23: 272 loansFY23FY24: 256 loansFY24FY25: 243 loansFY25FY26 (Oct to Jun): 128 loansFY26128
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.