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SBA lenders in Louisville, KY

SBA 7(a) and 504 loans to businesses in Louisville (Jefferson County), October 2021 to June 30, 2026 · Updated October 15, 2026
610
SBA loans approved
$318.9M
Total approved
$192,000
Median loan
82
Lenders active
35%
To startups

610 SBA loans worth $318.9M went to businesses in Louisville, KY between October 2021 and June 2026, from 82 lenders. Stock Yards Bank & Trust made the most, 101 loans. The median loan was $192,000, compared with $175,000 across Kentucky, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Louisville

#LenderLoansApprovedMedian loanTo startups
1Stock Yards Bank & Trust
Bank · Louisville, KY
101$58.9M$249,10039%
2Republic Bank & Trust
Bank · Louisville, KY
87$33.1M$279,00041%
3U.S. Bank
Bank · Cincinnati, OH
57$8.2M$41,80025%
4Huntington National Bank
Bank · Columbus, OH
43$10.3M$170,30063%
5Northeast Bank
Bank · Portland, ME
37$4.7M$100,0005%
6Newtek Bank
Bank · Miami, FL
19$5.7M$150,00016%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
18$2.8M$50,00033%
8PNC Bank
Bank · Wilmington, DE
17$2.3M$50,00059%
9BayFirst National Bank
Bank · St. Petersburg, FL
15$2.4M$150,0000%
10Live Oak Banking
Bank · Wilmington, NC
10$22.5M$2,025,00010%
11Old National Bank
Bank · Evansville, IN
10$7.6M$217,25090%
12United Midwest Savings Bank
Bank · Degraff, OH
10$6.0M$150,00080%
13First Harrison Bank
Bank · Corydon, IN
9$2.0M$137,00067%
14Capital Access Corporation - Kentucky
Certified development company · Louisville, KY
8$4.6M$502,00012%
15Wilson & Muir Bank & Trust
Bank · Bardstown, KY
8$2.4M$232,50038%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Louisville. For 504 loans the lender shown is the certified development company.

What gets financed in Louisville

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels99
16%
$256,300Stock Yards Bank & Trust
Other services (repair, personal care)77
13%
$149,800Republic Bank & Trust
Construction70
11%
$200,650Republic Bank & Trust
Professional and technical services62
10%
$150,000U.S. Bank
Retail58
10%
$125,000Stock Yards Bank & Trust
Health care and social assistance53
9%
$269,900Stock Yards Bank & Trust
Administrative and support services42
7%
$150,000Northeast Bank
Manufacturing35
6%
$388,100Stock Yards Bank & Trust
Loan size mix
  • Under $150,00041%
  • $150,000 to $500,00032%
  • $500,000 to $2 million21%
  • $2 million and up7%
Compared with Kentucky
Median loan, Louisville
$192,000
Median loan, Kentucky
$175,000
Startup share, Louisville
35%
Startup share, Kentucky
35%
Share of state's SBA loans
25.4%

SBA loans per fiscal year in Louisville

067133200FY14: 103 loansFY14FY15: 141 loansFY15FY16: 135 loansFY16FY17: 108 loansFY17FY18: 122 loansFY18FY19: 115 loansFY19FY20: 111 loansFY20FY21: 135 loansFY21FY22: 92 loansFY22FY23: 123 loansFY23FY24: 134 loansFY24FY25: 164 loansFY25164FY26 (Oct to Jun): 97 loansFY2697
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.