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SBA lenders in Lexington, KY

SBA 7(a) and 504 loans to businesses in Lexington (Fayette County), October 2021 to June 30, 2026 · Updated October 15, 2026
247
SBA loans approved
$110.5M
Total approved
$207,400
Median loan
51
Lenders active
38%
To startups

247 SBA loans worth $110.5M went to businesses in Lexington, KY between October 2021 and June 2026, from 51 lenders. Community Trust Bank made the most, 25 loans. The median loan was $207,400, compared with $175,000 across Kentucky, and retail was the most financed industry.

Most active SBA lenders in Lexington

#LenderLoansApprovedMedian loanTo startups
1Community Trust Bank
Bank · Pikeville, KY
25$3.6M$100,00040%
2Huntington National Bank
Bank · Columbus, OH
24$5.5M$57,50071%
3Republic Bank & Trust
Bank · Louisville, KY
18$6.3M$300,00044%
4Northeast Bank
Bank · Portland, ME
15$2.3M$126,00020%
5Newtek Bank
Bank · Miami, FL
13$4.2M$250,0000%
6Stock Yards Bank & Trust
Bank · Louisville, KY
11$9.5M$597,40018%
7JPMorgan Chase Bank
Bank · Columbus, OH
11$5.8M$200,0009%
8Community Ventures
Certified development company · Lexington, KY
11$5.3M$330,0000%
9U.S. Bank
Bank · Cincinnati, OH
9$4.8M$25,00056%
10PNC Bank
Bank · Wilmington, DE
9$4.8M$200,00067%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
9$1.1M$50,00022%
12Live Oak Banking
Bank · Wilmington, NC
8$7.2M$577,50012%
13Old National Bank
Bank · Evansville, IN
6$7.1M$400,85033%
14First Internet Bank of Indiana
Bank · Fishers, IN
6$5.3M$621,00067%
15Fifth Third Bank
Bank · Cincinnati, OH
5$2.1M$400,00080%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lexington. For 504 loans the lender shown is the certified development company.

What gets financed in Lexington

IndustryLoansShareMedian loanMost active lender
Retail38
15%
$219,500Community Trust Bank
Health care and social assistance34
14%
$195,150Northeast Bank
Restaurants and hotels28
11%
$350,000Community Trust Bank
Construction27
11%
$350,000Huntington National Bank
Professional and technical services25
10%
$187,000Republic Bank & Trust
Other services (repair, personal care)24
10%
$302,850Huntington National Bank
Arts, entertainment and recreation15
6%
$227,000Huntington National Bank
Manufacturing14
6%
$242,000Newtek Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00036%
  • $500,000 to $2 million22%
  • $2 million and up4%
Compared with Kentucky
Median loan, Lexington
$207,400
Median loan, Kentucky
$175,000
Startup share, Lexington
38%
Startup share, Kentucky
35%
Share of state's SBA loans
10.3%

SBA loans per fiscal year in Lexington

0275380FY14: 73 loansFY1473FY15: 66 loansFY15FY16: 62 loansFY16FY17: 55 loansFY17FY18: 50 loansFY18FY19: 37 loansFY19FY20: 32 loansFY20FY21: 45 loansFY21FY22: 45 loansFY22FY23: 46 loansFY23FY24: 57 loansFY24FY25: 59 loansFY25FY26 (Oct to Jun): 40 loansFY2640
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.