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SBA lenders in Annapolis, MD

SBA 7(a) and 504 loans to businesses in Annapolis (Anne Arundel County), October 2021 to June 30, 2026 · Updated October 15, 2026
121
SBA loans approved
$49.0M
Total approved
$200,000
Median loan
39
Lenders active
30%
To startups

121 SBA loans worth $49.0M went to businesses in Annapolis, MD between October 2021 and June 2026, from 39 lenders. Manufacturers and Traders Trust made the most, 40 loans. The median loan was $200,000, compared with $141,500 across Maryland, and health care and social assistance was the most financed industry.

Most active SBA lenders in Annapolis

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
40$5.0M$50,00028%
2BayFirst National Bank
Bank · St. Petersburg, FL
10$2.9M$150,0000%
3Huntington National Bank
Bank · Columbus, OH
8$5.1M$521,50050%
4Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
5$2.5M$365,00040%
5Northeast Bank
Bank · Portland, ME
5$803K$150,0000%
6Business Finance Group
Certified development company · Fairfax, VA
4$2.1M$390,0000%
7Live Oak Banking
Bank · Wilmington, NC
3$3.2M$1,330,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$2.1M$335,00033%
9Newtek Bank
Bank · Miami, FL
3$1.4M$650,00067%
10Bank of America
Bank · Charlotte, NC
3$1.3M$500,00033%
11Capital Bank
Bank · Rockville, MD
2$2.1M$1,075,0000%
12FWBank
Bank · Chicago, IL
2$1.7M$830,75050%
13Celtic Bank
Bank · Salt Lake City, UT
2$826K$413,00050%
14United Midwest Savings Bank
Bank · Degraff, OH
2$520K$260,00050%
15First Bank of the Lake
Bank · Osage Beach, MO
2$437K$218,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Annapolis. For 504 loans the lender shown is the certified development company.

What gets financed in Annapolis

IndustryLoansShareMedian loanMost active lender
Health care and social assistance25
21%
$150,000Manufacturers and Traders Trust
Professional and technical services21
17%
$300,000Manufacturers and Traders Trust
Restaurants and hotels12
10%
$245,000Manufacturers and Traders Trust
Construction10
8%
$125,000Manufacturers and Traders Trust
Other services (repair, personal care)10
8%
$370,000Manufacturers and Traders Trust
Finance and insurance9
7%
$310,000Live Oak Banking
Retail8
7%
$586,500Capital Bank
Arts, entertainment and recreation6
5%
$518,000Huntington National Bank
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00036%
  • $500,000 to $2 million24%
  • $2 million and up2%
Compared with Maryland
Median loan, Annapolis
$200,000
Median loan, Maryland
$141,500
Startup share, Annapolis
30%
Startup share, Maryland
37%
Share of state's SBA loans
2.2%

SBA loans per fiscal year in Annapolis

0132740FY14: 25 loansFY14FY15: 30 loansFY15FY16: 13 loansFY16FY17: 24 loansFY17FY18: 24 loansFY18FY19: 21 loansFY19FY20: 16 loansFY20FY21: 17 loansFY21FY22: 21 loansFY22FY23: 26 loansFY23FY24: 31 loansFY2431FY25: 19 loansFY25FY26 (Oct to Jun): 24 loansFY2624
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.