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SBA lenders in Waltham, MA

SBA 7(a) and 504 loans to businesses in Waltham (Middlesex County), October 2021 to June 30, 2026 · Updated October 15, 2026
95
SBA loans approved
$39.8M
Total approved
$250,000
Median loan
31
Lenders active
23%
To startups

95 SBA loans worth $39.8M went to businesses in Waltham, MA between October 2021 and June 2026, from 31 lenders. Eastern Bank made the most, 14 loans. The median loan was $250,000, compared with $145,000 across Massachusetts, and health care and social assistance was the most financed industry.

Most active SBA lenders in Waltham

#LenderLoansApprovedMedian loanTo startups
1Eastern Bank
Bank · Boston, MA
14$1.6M$83,5500%
2Leader Bank
Bank · Arlington, MA
7$2.9M$400,00029%
3Bay Colony Development
Certified development company · Waltham, MA
6$5.0M$524,5000%
4TD Bank
Bank · Wilmington, DE
6$1.1M$128,50050%
5Rockland Trust
Bank · Rockland, MA
5$1.7M$250,00020%
6Manufacturers and Traders Trust
Bank · Buffalo, NY
5$500K$75,0000%
7New England Certified Development
Certified development company · Wakefield, MA
4$4.5M$1,240,0000%
8Live Oak Banking
Bank · Wilmington, NC
4$3.0M$675,00025%
9Huntington National Bank
Bank · Columbus, OH
4$1.3M$379,40050%
10Webster Bank
Bank · Stamford, CT
4$780K$150,00050%
11Northeast Bank
Bank · Portland, ME
4$675K$162,5000%
12Granite State Economic Development
Certified development company · Portsmouth, NH
3$5.5M$1,334,00033%
13Byline Bank
Bank · Chicago, IL
3$3.4M$1,250,00067%
14Bank of America
Bank · Charlotte, NC
3$1.6M$500,0000%
15Baycoast Bank
Bank · Swansea, MA
3$1.3M$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Waltham. For 504 loans the lender shown is the certified development company.

What gets financed in Waltham

IndustryLoansShareMedian loanMost active lender
Health care and social assistance15
16%
$392,000Huntington National Bank
Other services (repair, personal care)12
13%
$225,000Baycoast Bank
Construction11
12%
$150,000Eastern Bank
Professional and technical services10
11%
$92,050Eastern Bank
Manufacturing8
8%
$200,000Rockland Trust
Retail8
8%
$587,500Leader Bank
Wholesale trade8
8%
$441,500Live Oak Banking
Information and media4
4%
$57,500Eastern Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00035%
  • $500,000 to $2 million25%
  • $2 million and up3%
Compared with Massachusetts
Median loan, Waltham
$250,000
Median loan, Massachusetts
$145,000
Startup share, Waltham
23%
Startup share, Massachusetts
27%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Waltham

0132740FY14: 23 loansFY14FY15: 19 loansFY15FY16: 26 loansFY16FY17: 22 loansFY17FY18: 24 loansFY18FY19: 17 loansFY19FY20: 6 loansFY20FY21: 14 loansFY21FY22: 11 loansFY22FY23: 18 loansFY23FY24: 30 loansFY2430FY25: 25 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.