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SBA lenders in Flint, MI

SBA 7(a) and 504 loans to businesses in Flint (Genesee County), October 2021 to June 30, 2026 · Updated October 16, 2026
149
SBA loans approved
$43.3M
Total approved
$120,000
Median loan
33
Lenders active
26%
To startups

149 SBA loans worth $43.3M went to businesses in Flint, MI between October 2021 and June 2026, from 33 lenders. Huntington National Bank made the most, 81 loans. The median loan was $120,000, compared with $150,000 across Michigan, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Flint

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
81$9.5M$50,00027%
2ChoiceOne Bank
Bank · Sparta, MI
11$3.4M$140,00027%
3Fifth Third Bank
Bank · Cincinnati, OH
7$3.4M$250,00029%
4Michigan Certified Development
Certified development company · East Lansing, MI
5$2.3M$533,0000%
5First Internet Bank of Indiana
Bank · Fishers, IN
4$4.1M$1,029,00075%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$454K$43,0000%
7Newtek Bank
Bank · Miami, FL
4$430K$85,2000%
8Port 51 Lending
Non-bank lender · New York, NY
2$1.4M$720,000100%
9Celtic Bank
Bank · Salt Lake City, UT
2$1.2M$611,25050%
10Oxford Bank
Bank · Oxford, MI
2$1.1M$575,0000%
11Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$750K$375,0000%
12United Community Bank
Bank · Greenville, SC
2$610K$305,000100%
13Northeast Bank
Bank · Portland, ME
2$250K$125,0000%
14Dort Financial CU
Credit union · Grand Blanc, MI
2$130K$65,00050%
15Live Oak Banking
Bank · Wilmington, NC
1$5.0M$5,000,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Flint. For 504 loans the lender shown is the certified development company.

What gets financed in Flint

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels22
15%
$112,500Huntington National Bank
Health care and social assistance21
14%
$180,000Huntington National Bank
Other services (repair, personal care)16
11%
$62,500Huntington National Bank
Manufacturing14
9%
$275,000Huntington National Bank
Professional and technical services14
9%
$90,000Huntington National Bank
Retail14
9%
$50,000Huntington National Bank
Construction11
7%
$150,000Huntington National Bank
Transportation and warehousing10
7%
$75,000Huntington National Bank
Loan size mix
  • Under $150,00062%
  • $150,000 to $500,00020%
  • $500,000 to $2 million15%
  • $2 million and up2%
Compared with Michigan
Median loan, Flint
$120,000
Median loan, Michigan
$150,000
Startup share, Flint
26%
Startup share, Michigan
29%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Flint

0173350FY14: 20 loansFY14FY15: 31 loansFY15FY16: 27 loansFY16FY17: 36 loansFY17FY18: 23 loansFY18FY19: 33 loansFY19FY20: 13 loansFY20FY21: 43 loansFY21FY22: 34 loansFY22FY23: 34 loansFY23FY24: 46 loansFY2446FY25: 24 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.