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SBA lenders in Columbus, MS

SBA 7(a) and 504 loans to businesses in Columbus (Lowndes County), October 2021 to June 30, 2026 · Updated October 15, 2026
31
SBA loans approved
$31.4M
Total approved
$208,200
Median loan
13
Lenders active
39%
To startups

31 SBA loans worth $31.4M went to businesses in Columbus, MS between October 2021 and June 2026, from 13 lenders. BankFirst Financial Services made the most, 10 loans. The median loan was $208,200, compared with $208,950 across Mississippi, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Columbus

#LenderLoansApprovedMedian loanTo startups
1BankFirst Financial Services
Bank · Columbus, MS
10$2.3M$122,70030%
2Wells Fargo Bank
Bank · Sioux Falls, SD
5$4.8M$20,00080%
3Celtic Bank
Bank · Salt Lake City, UT
3$11.5M$3,549,00033%
4Newtek Bank
Bank · Miami, FL
3$600K$50,0000%
5Citizens National Bank of Meridian
Bank · Meridian, MS
2$861K$430,55050%
6GBank
Bank · Las Vegas, NV
1$5.0M$5,000,0000%
7Three Rivers Local Development Company
Certified development company · Pontotoc, MS
1$3.6M$3,628,000100%
8Midwest Regional Bank
Bank · Clayton, MO
1$1.1M$1,051,000100%
9Guaranty Bank and Trust
Bank · Belzoni, MS
1$763K$763,000100%
10Hancock Whitney Bank
Bank · Gulfport, MS
1$455K$455,0000%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$380K$380,0000%
12Northeast Bank
Bank · Portland, ME
1$50K$50,0000%
13Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$24K$24,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Columbus. For 504 loans the lender shown is the certified development company.

What gets financed in Columbus

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels6
19%
$3,302,750Celtic Bank
Retail5
16%
$2,212,500Wells Fargo Bank
Other services (repair, personal care)4
13%
$75,600BankFirst Financial Services
Arts, entertainment and recreation3
10%
$122,700Midwest Regional Bank
Transportation and warehousing2
6%
$200,000Readycap Lending
Health care and social assistance2
6%
$85,000BankFirst Financial Services
Administrative and support services2
6%
$140,450BankFirst Financial Services
Manufacturing2
6%
$109,650BankFirst Financial Services
Loan size mix
  • Under $150,00045%
  • $150,000 to $500,00016%
  • $500,000 to $2 million16%
  • $2 million and up23%
Compared with Mississippi
Median loan, Columbus
$208,200
Median loan, Mississippi
$208,950
Startup share, Columbus
39%
Startup share, Mississippi
42%
Share of state's SBA loans
2.0%

SBA loans per fiscal year in Columbus

03710FY14: 5 loansFY14FY15FY16: 6 loansFY16FY17: 2 loansFY17FY18: 5 loansFY18FY19: 3 loansFY19FY20: 8 loansFY20FY21: 10 loansFY2110FY22: 9 loansFY22FY23: 5 loansFY23FY24: 4 loansFY24FY25: 10 loansFY25FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.