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SBA lenders in Oxford, MS

SBA 7(a) and 504 loans to businesses in Oxford (Lafayette County), October 2021 to June 30, 2026 · Updated October 16, 2026
34
SBA loans approved
$13.6M
Total approved
$189,900
Median loan
18
Lenders active
29%
To startups

34 SBA loans worth $13.6M went to businesses in Oxford, MS between October 2021 and June 2026, from 18 lenders. BankFirst Financial Services made the most, 7 loans. The median loan was $189,900, compared with $208,950 across Mississippi, and retail was the most financed industry.

Most active SBA lenders in Oxford

#LenderLoansApprovedMedian loanTo startups
1BankFirst Financial Services
Bank · Columbus, MS
7$1.5M$137,40029%
2Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$200K$50,0000%
3Regions Bank
Bank · Birmingham, AL
3$3.2M$500,0000%
4Northeast Bank
Bank · Portland, ME
3$613K$250,0000%
5Byline Bank
Bank · Chicago, IL
2$2.9M$1,440,000100%
6Trustmark Bank
Bank · Jackson, MS
2$400K$199,9000%
7Newtek Bank
Bank · Miami, FL
2$210K$105,0000%
8GBank
Bank · Las Vegas, NV
1$1.2M$1,236,0000%
9American Momentum Bank
Bank · College Station, TX
1$871K$871,200100%
10Renasant Bank
Bank · Tupelo, MS
1$500K$500,000100%
11Great Plains National Bank
Bank · Elk City, OK
1$500K$499,500100%
12Three Rivers Local Development Company
Certified development company · Pontotoc, MS
1$475K$475,0000%
13Celtic Bank
Bank · Salt Lake City, UT
1$334K$334,000100%
14Community Bank of Mississippi
Bank · Flowood, MS
1$166K$166,0000%
15Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Oxford. For 504 loans the lender shown is the certified development company.

What gets financed in Oxford

IndustryLoansShareMedian loanMost active lender
Retail7
21%
$200,000Northeast Bank
Construction6
18%
$76,350Readycap Lending
Administrative and support services5
15%
$250,000Regions Bank
Restaurants and hotels4
12%
$199,900Trustmark Bank
Professional and technical services3
9%
$150,000BankFirst Financial Services
Transportation and warehousing2
6%
$648,900GBank
Other services (repair, personal care)2
6%
$533,000BankFirst Financial Services
Wholesale trade2
6%
$156,500Readycap Lending
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00047%
  • $500,000 to $2 million12%
  • $2 million and up6%
Compared with Mississippi
Median loan, Oxford
$189,900
Median loan, Mississippi
$208,950
Startup share, Oxford
29%
Startup share, Mississippi
42%
Share of state's SBA loans
2.2%

SBA loans per fiscal year in Oxford

071320FY14: 1 loansFY14FY15: 3 loansFY15FY16: 4 loansFY16FY17: 7 loansFY17FY18: 10 loansFY18FY19: 1 loansFY19FY20: 4 loansFY20FY21: 2 loansFY21FY22: 2 loansFY22FY23: 8 loansFY23FY24: 11 loansFY24FY25: 12 loansFY2512FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.