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SBA lenders in Cape Girardeau, MO

SBA 7(a) and 504 loans to businesses in Cape Girardeau (Cape Girardeau County), October 2021 to June 30, 2026 · Updated October 16, 2026
30
SBA loans approved
$10.4M
Total approved
$311,600
Median loan
16
Lenders active
47%
To startups

30 SBA loans worth $10.4M went to businesses in Cape Girardeau, MO between October 2021 and June 2026, from 16 lenders. Bank of Missouri made the most, 8 loans. The median loan was $311,600, compared with $246,500 across Missouri, and health care and social assistance was the most financed industry.

Most active SBA lenders in Cape Girardeau

#LenderLoansApprovedMedian loanTo startups
1Bank of Missouri
Bank · Perryville, MO
8$3.3M$379,45062%
2Rural Missouri
Certified development company · Jefferson City, MO
4$1.7M$316,00050%
3Banterra Bank
Bank · Marion, IL
2$869K$434,50050%
4Newtek Bank
Bank · Miami, FL
2$850K$425,00050%
5Commerce Bank
Bank · Kansas City, MO
2$402K$201,100100%
6U.S. Bank
Bank · Cincinnati, OH
2$57K$28,50050%
7First Bank of the Lake
Bank · Osage Beach, MO
1$1.3M$1,291,500100%
8First State Community Bank
Bank · Farmington, MO
1$465K$465,0000%
9Bank Five Nine
Bank · Oconomowoc, WI
1$345K$345,0000%
10Northeast Bank
Bank · Portland, ME
1$325K$325,0000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$253K$252,7000%
12Justine Petersen Housing & Reinvestment
Non-bank lender · St. Louis, MO
1$150K$150,0000%
13Celtic Bank
Bank · Salt Lake City, UT
1$150K$150,0000%
14Alliance Bank
Bank · Cape Girardeau, MO
1$138K$138,100100%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$104K$103,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Cape Girardeau. For 504 loans the lender shown is the certified development company.

What gets financed in Cape Girardeau

IndustryLoansShareMedian loanMost active lender
Health care and social assistance8
27%
$323,000Bank of Missouri
Restaurants and hotels6
20%
$152,050Rural Missouri
Retail5
17%
$667,000Banterra Bank
Construction3
10%
$325,000Commerce Bank
Arts, entertainment and recreation2
7%
$260,300Bank of Missouri
Administrative and support services1
3%
$150,000Justine Petersen Housing & Reinvestment
Manufacturing1
3%
$350,000Newtek Bank
Professional and technical services1
3%
$103,500Readycap Lending
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00047%
  • $500,000 to $2 million23%
  • $2 million and up0%
Compared with Missouri
Median loan, Cape Girardeau
$311,600
Median loan, Missouri
$246,500
Startup share, Cape Girardeau
47%
Startup share, Missouri
37%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Cape Girardeau

071320FY14: 9 loansFY14FY15: 9 loansFY15FY16: 11 loansFY1611FY17: 11 loansFY17FY18: 5 loansFY18FY19: 8 loansFY19FY20: 3 loansFY20FY21: 4 loansFY21FY22: 9 loansFY22FY23: 6 loansFY23FY24: 4 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.