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SBA lenders in Kansas City, MO

SBA 7(a) and 504 loans to businesses in Kansas City (Jackson County), October 2021 to June 30, 2026 · Updated October 15, 2026
540
SBA loans approved
$317.3M
Total approved
$259,500
Median loan
98
Lenders active
37%
To startups

540 SBA loans worth $317.3M went to businesses in Kansas City, MO between October 2021 and June 2026, from 98 lenders. U.S. Bank made the most, 45 loans. The median loan was $259,500, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Kansas City

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
45$11.8M$50,00027%
2Huntington National Bank
Bank · Columbus, OH
32$7.8M$149,50075%
3Northeast Bank
Bank · Portland, ME
26$3.5M$62,50015%
4Rural Missouri
Certified development company · Jefferson City, MO
24$24.1M$758,00025%
5Small Business Bank
Bank · Lenexa, KS
21$10.6M$272,00038%
6UMB Bank
Bank · Kansas City, MO
21$6.4M$150,00048%
7CommunityAmerica Federal Credit Union
Credit union · Lenexa, KS
20$16.0M$250,00020%
8OakStar Bank
Bank · Springfield, MO
18$33.5M$875,00044%
9Heartland Business Capital
Certified development company · Overland Park, KS
17$13.7M$619,0006%
10Newtek Bank
Bank · Miami, FL
17$5.6M$150,00024%
11Commerce Bank
Bank · Kansas City, MO
15$3.1M$175,90020%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
14$3.3M$50,00014%
13Live Oak Banking
Bank · Wilmington, NC
13$12.1M$580,00054%
14BayFirst National Bank
Bank · St. Petersburg, FL
12$1.6M$150,0000%
15Kendall Bank
Bank · Overland Park, KS
10$7.3M$444,75020%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Kansas City. For 504 loans the lender shown is the certified development company.

What gets financed in Kansas City

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels83
15%
$380,000UMB Bank
Construction65
12%
$202,500Huntington National Bank
Professional and technical services53
10%
$185,000U.S. Bank
Retail52
10%
$277,000U.S. Bank
Other services (repair, personal care)50
9%
$260,000Huntington National Bank
Health care and social assistance49
9%
$187,700Newtek Bank
Manufacturing47
9%
$300,000CommunityAmerica Federal Credit Union
Transportation and warehousing29
5%
$200,000Mazuma CU
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00036%
  • $500,000 to $2 million26%
  • $2 million and up6%
Compared with Missouri
Median loan, Kansas City
$259,500
Median loan, Missouri
$246,500
Startup share, Kansas City
37%
Startup share, Missouri
37%
Share of state's SBA loans
10.5%

SBA loans per fiscal year in Kansas City

067133200FY14: 90 loansFY14FY15: 129 loansFY15FY16: 122 loansFY16FY17: 120 loansFY17FY18: 93 loansFY18FY19: 91 loansFY19FY20: 86 loansFY20FY21: 132 loansFY21FY22: 106 loansFY22FY23: 92 loansFY23FY24: 125 loansFY24FY25: 146 loansFY25146FY26 (Oct to Jun): 71 loansFY2671
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.