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SBA lenders in Albuquerque, NM

SBA 7(a) and 504 loans to businesses in Albuquerque (Bernalillo County), October 2021 to June 30, 2026 · Updated October 15, 2026
459
SBA loans approved
$286.1M
Total approved
$300,000
Median loan
76
Lenders active
37%
To startups

459 SBA loans worth $286.1M went to businesses in Albuquerque, NM between October 2021 and June 2026, from 76 lenders. Western Commerce Bank made the most, 35 loans. The median loan was $300,000, compared with $250,000 across New Mexico, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Albuquerque

#LenderLoansApprovedMedian loanTo startups
1Western Commerce Bank
Bank · Carlsbad, NM
35$12.9M$270,00074%
2U.S. Bank
Bank · Cincinnati, OH
31$3.4M$40,00032%
3Capital Certified Development
Certified development company · Austin, TX
28$25.5M$588,50018%
4Wells Fargo Bank
Bank · Sioux Falls, SD
28$11.8M$15,00079%
5Huntington National Bank
Bank · Columbus, OH
28$9.8M$257,00075%
6Live Oak Banking
Bank · Wilmington, NC
24$26.5M$515,00017%
7Enchantment Land Certified Development
Certified development company · Albuquerque, NM
23$23.4M$525,00017%
8Newtek Bank
Bank · Miami, FL
21$9.1M$350,00010%
9BMO Bank
Bank · Chicago, IL
18$14.2M$377,7006%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
16$3.0M$50,00012%
11DreamSpring
Non-bank lender · Albuquerque, NM
16$2.4M$127,25062%
12United Midwest Savings Bank
Bank · Degraff, OH
15$6.6M$300,00073%
13Northeast Bank
Bank · Portland, ME
13$1.6M$110,20031%
14First Bank of the Lake
Bank · Osage Beach, MO
12$6.6M$250,00058%
15BayFirst National Bank
Bank · St. Petersburg, FL
11$1.5M$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Albuquerque. For 504 loans the lender shown is the certified development company.

What gets financed in Albuquerque

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels61
13%
$900,000Western Commerce Bank
Construction59
13%
$250,000U.S. Bank
Health care and social assistance58
13%
$350,000Capital Certified Development
Other services (repair, personal care)52
11%
$150,000BayFirst National Bank
Professional and technical services52
11%
$307,500U.S. Bank
Manufacturing41
9%
$350,000Western Commerce Bank
Retail40
9%
$325,650BMO Bank
Arts, entertainment and recreation22
5%
$280,250Huntington National Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00036%
  • $500,000 to $2 million29%
  • $2 million and up7%
Compared with New Mexico
Median loan, Albuquerque
$300,000
Median loan, New Mexico
$250,000
Startup share, Albuquerque
37%
Startup share, New Mexico
38%
Share of state's SBA loans
34.9%

SBA loans per fiscal year in Albuquerque

067133200FY14: 83 loansFY14FY15: 100 loansFY15FY16: 128 loansFY16FY17: 124 loansFY17FY18: 110 loansFY18FY19: 108 loansFY19FY20: 104 loansFY20FY21: 139 loansFY21139FY22: 80 loansFY22FY23: 85 loansFY23FY24: 109 loansFY24FY25: 133 loansFY25FY26 (Oct to Jun): 52 loansFY2652
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.