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SBA lenders in Las Cruces, NM

SBA 7(a) and 504 loans to businesses in Las Cruces (Doña Ana County), October 2021 to June 30, 2026 · Updated October 16, 2026
93
SBA loans approved
$46.7M
Total approved
$173,100
Median loan
30
Lenders active
34%
To startups

93 SBA loans worth $46.7M went to businesses in Las Cruces, NM between October 2021 and June 2026, from 30 lenders. U.S. Bank made the most, 22 loans. The median loan was $173,100, compared with $250,000 across New Mexico, and retail was the most financed industry.

Most active SBA lenders in Las Cruces

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
22$1.6M$31,25036%
2Wells Fargo Bank
Bank · Sioux Falls, SD
13$1.7M$15,00069%
3Northeast Bank
Bank · Portland, ME
7$1.2M$49,0000%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$3.4M$40,00040%
5Enchantment Land Certified Development
Certified development company · Albuquerque, NM
5$3.3M$283,0000%
6B:Side Capital
Certified development company · Denver, CO
4$8.1M$968,50025%
7BayFirst National Bank
Bank · St. Petersburg, FL
4$796K$143,0500%
8Live Oak Banking
Bank · Wilmington, NC
3$5.3M$500,00033%
9Western Commerce Bank
Bank · Carlsbad, NM
3$3.7M$1,100,00067%
10First Savings Bank
Bank · Beresford, SD
3$448K$178,00067%
11Capital Certified Development
Certified development company · Austin, TX
2$2.2M$1,115,0000%
12LiftFund
Certified development company · San Antonio, TX
2$1.4M$698,00050%
13PNC Bank
Bank · Wilmington, DE
2$955K$477,5000%
14Bank of the Southwest
Bank · Roswell, NM
2$800K$400,0000%
15First Internet Bank of Indiana
Bank · Fishers, IN
1$1.9M$1,935,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Las Cruces. For 504 loans the lender shown is the certified development company.

What gets financed in Las Cruces

IndustryLoansShareMedian loanMost active lender
Retail16
17%
$88,000U.S. Bank
Health care and social assistance15
16%
$519,000Wells Fargo Bank
Construction15
16%
$45,000U.S. Bank
Restaurants and hotels12
13%
$677,000Enchantment Land Certified Development
Professional and technical services8
9%
$205,500U.S. Bank
Other services (repair, personal care)6
6%
$36,000U.S. Bank
Transportation and warehousing4
4%
$75,550Wells Fargo Bank
Real estate and rental4
4%
$301,500PNC Bank
Loan size mix
  • Under $150,00045%
  • $150,000 to $500,00026%
  • $500,000 to $2 million24%
  • $2 million and up5%
Compared with New Mexico
Median loan, Las Cruces
$173,100
Median loan, New Mexico
$250,000
Startup share, Las Cruces
34%
Startup share, New Mexico
38%
Share of state's SBA loans
7.1%

SBA loans per fiscal year in Las Cruces

0102030FY14: 20 loansFY14FY15: 25 loansFY15FY16: 18 loansFY16FY17: 16 loansFY17FY18: 13 loansFY18FY19: 16 loansFY19FY20: 12 loansFY20FY21: 14 loansFY21FY22: 15 loansFY22FY23: 21 loansFY23FY24: 18 loansFY24FY25: 28 loansFY2528FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.