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SBA lenders in Kingston, NY

SBA 7(a) and 504 loans to businesses in Kingston (Ulster County), October 2021 to June 30, 2026 · Updated October 15, 2026
50
SBA loans approved
$28.9M
Total approved
$173,750
Median loan
24
Lenders active
30%
To startups

50 SBA loans worth $28.9M went to businesses in Kingston, NY between October 2021 and June 2026, from 24 lenders. Manufacturers and Traders Trust made the most, 10 loans. The median loan was $173,750, compared with $150,000 across New York, and manufacturing was the most financed industry.

Most active SBA lenders in Kingston

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
10$597K$62,50030%
2Empire State Certified Development
Certified development company · Latham, NY
6$3.5M$355,00033%
3First Merchants Bank
Bank · Muncie, IN
4$10.0M$2,500,0000%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$1.2M$325,0000%
5Wells Fargo Bank
Bank · Sioux Falls, SD
2$2.2M$1,093,7500%
6Live Oak Banking
Bank · Wilmington, NC
2$1.6M$775,0000%
7Huntington National Bank
Bank · Columbus, OH
2$468K$234,000100%
8Stearns Bank
Bank · St. Cloud, MN
2$360K$180,000100%
9Rhinebeck Bank
Bank · Rhinebeck, NY
2$296K$147,85050%
10Northeast Bank
Bank · Portland, ME
2$185K$92,5000%
11Byline Bank
Bank · Chicago, IL
1$2.2M$2,250,0000%
12Hyperion Bank
Bank · Philadelphia, PA
1$2.0M$1,968,0000%
13TowneBank
Bank · Portsmouth, VA
1$1.1M$1,092,0000%
14Hanover Community Bank
Bank · Garden City Park, NY
1$685K$685,000100%
15Sawyer Savings Bank
Bank · Saugerties, NY
1$621K$621,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Kingston. For 504 loans the lender shown is the certified development company.

What gets financed in Kingston

IndustryLoansShareMedian loanMost active lender
Manufacturing9
18%
$390,000First Merchants Bank
Retail9
18%
$450,000Manufacturers and Traders Trust
Construction7
14%
$100,000Manufacturers and Traders Trust
Professional and technical services6
12%
$384,950Wells Fargo Bank
Restaurants and hotels5
10%
$100,000Rhinebeck Bank
Other services (repair, personal care)4
8%
$200,000Northeast Bank
Health care and social assistance4
8%
$158,500Empire State Certified Development
Administrative and support services1
2%
$150,000BayFirst National Bank
Loan size mix
  • Under $150,00042%
  • $150,000 to $500,00032%
  • $500,000 to $2 million18%
  • $2 million and up8%
Compared with New York
Median loan, Kingston
$173,750
Median loan, New York
$150,000
Startup share, Kingston
30%
Startup share, New York
25%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Kingston

071320FY14: 5 loansFY14FY15: 6 loansFY15FY16: 9 loansFY16FY17: 11 loansFY17FY18: 11 loansFY18FY19: 4 loansFY19FY20: 9 loansFY20FY21: 5 loansFY21FY22: 3 loansFY22FY23: 5 loansFY23FY24: 10 loansFY24FY25: 17 loansFY2517FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.