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SBA lenders in Latham, NY

SBA 7(a) and 504 loans to businesses in Latham (Albany County), October 2021 to June 30, 2026 · Updated October 16, 2026
54
SBA loans approved
$42.1M
Total approved
$269,500
Median loan
23
Lenders active
35%
To startups

54 SBA loans worth $42.1M went to businesses in Latham, NY between October 2021 and June 2026, from 23 lenders. Manufacturers and Traders Trust made the most, 7 loans. The median loan was $269,500, compared with $150,000 across New York, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Latham

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
7$400K$59,50029%
2Empire State Certified Development
Certified development company · Latham, NY
6$7.8M$1,260,50050%
3Bank of America
Bank · Charlotte, NC
5$5.0M$500,00020%
4Arrow Bank
Bank · Glens Falls, NY
4$400K$87,50025%
5Beacon Bank and Trust
Bank · Boston, MA
3$5.1M$1,590,00067%
6KeyBank
Bank · Cleveland, OH
3$599K$150,000100%
7Bankwell Bank
Bank · New Canaan, CT
2$10.0M$4,997,5000%
8Live Oak Banking
Bank · Wilmington, NC
2$2.2M$1,125,000100%
9First Internet Bank of Indiana
Bank · Fishers, IN
2$1.9M$950,500100%
10First Bank of the Lake
Bank · Osage Beach, MO
2$1.1M$525,00050%
11Huntington National Bank
Bank · Columbus, OH
2$700K$350,0000%
12Newtek Bank
Bank · Miami, FL
2$450K$225,0000%
13BayFirst National Bank
Bank · St. Petersburg, FL
2$263K$131,6000%
14TD Bank
Bank · Wilmington, DE
2$100K$50,0000%
15Chemung Canal Trust
Bank · Elmira, NY
2$75K$37,5000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Latham. For 504 loans the lender shown is the certified development company.

What gets financed in Latham

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels14
26%
$659,750First Internet Bank of Indiana
Retail6
11%
$80,000Manufacturers and Traders Trust
Finance and insurance5
9%
$410,500Bankwell Bank
Arts, entertainment and recreation4
7%
$1,189,500Empire State Certified Development
Health care and social assistance4
7%
$294,500KeyBank
Professional and technical services4
7%
$250,000Manufacturers and Traders Trust
Other services (repair, personal care)4
7%
$682,000Live Oak Banking
Wholesale trade3
6%
$200,000Bank of America
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00031%
  • $500,000 to $2 million22%
  • $2 million and up11%
Compared with New York
Median loan, Latham
$269,500
Median loan, New York
$150,000
Startup share, Latham
35%
Startup share, New York
25%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Latham

071320FY14: 7 loansFY14FY15: 10 loansFY15FY16: 15 loansFY16FY17: 8 loansFY17FY18: 17 loansFY1817FY19: 8 loansFY19FY20: 6 loansFY20FY21: 10 loansFY21FY22: 7 loansFY22FY23: 13 loansFY23FY24: 17 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.