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SBA lenders in Syracuse, NY

SBA 7(a) and 504 loans to businesses in Syracuse (Onondaga County), October 2021 to June 30, 2026 · Updated October 15, 2026
182
SBA loans approved
$77.0M
Total approved
$132,600
Median loan
40
Lenders active
36%
To startups

182 SBA loans worth $77.0M went to businesses in Syracuse, NY between October 2021 and June 2026, from 40 lenders. Manufacturers and Traders Trust made the most, 60 loans. The median loan was $132,600, compared with $150,000 across New York, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Syracuse

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
60$8.5M$52,50043%
2KeyBank
Bank · Cleveland, OH
18$2.3M$45,00067%
3Empire State Certified Development
Certified development company · Latham, NY
10$13.0M$623,50020%
4Newtek Bank
Bank · Miami, FL
9$10.0M$300,00022%
5Solvay Bank
Bank · Solvay, NY
7$4.1M$224,90057%
6NBT Bank
Bank · Norwich, NY
7$2.4M$230,00057%
7Pathfinder Bank
Bank · Oswego, NY
7$1.4M$200,00057%
8Northeast Bank
Bank · Portland, ME
6$652K$31,50017%
9Greater Syracuse Business Development
Certified development company · Syracuse, NY
4$2.2M$147,0000%
10BayFirst National Bank
Bank · St. Petersburg, FL
4$600K$150,0000%
11Tompkins Community Bank
Bank · Ithaca, NY
3$830K$250,00033%
12Community Bank
Bank · Canton, NY
3$325K$50,0000%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$232K$103,5000%
14FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
2$4.2M$2,110,5000%
15Wells Fargo Bank
Bank · Sioux Falls, SD
2$4.1M$2,029,20050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Syracuse. For 504 loans the lender shown is the certified development company.

What gets financed in Syracuse

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels35
19%
$150,000Manufacturers and Traders Trust
Construction33
18%
$90,000Manufacturers and Traders Trust
Manufacturing23
13%
$193,000Manufacturers and Traders Trust
Retail21
12%
$150,000Manufacturers and Traders Trust
Other services (repair, personal care)16
9%
$91,350Manufacturers and Traders Trust
Professional and technical services11
6%
$250,000Manufacturers and Traders Trust
Administrative and support services10
5%
$150,000CIBC Bank USA
Health care and social assistance9
5%
$270,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00052%
  • $150,000 to $500,00029%
  • $500,000 to $2 million15%
  • $2 million and up5%
Compared with New York
Median loan, Syracuse
$132,600
Median loan, New York
$150,000
Startup share, Syracuse
36%
Startup share, New York
25%
Share of state's SBA loans
0.9%

SBA loans per fiscal year in Syracuse

0275380FY14: 54 loansFY14FY15: 70 loansFY1570FY16: 59 loansFY16FY17: 41 loansFY17FY18: 43 loansFY18FY19: 44 loansFY19FY20: 25 loansFY20FY21: 23 loansFY21FY22: 33 loansFY22FY23: 38 loansFY23FY24: 39 loansFY24FY25: 50 loansFY25FY26 (Oct to Jun): 22 loansFY2622
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.