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SBA lenders in Durham, NC

SBA 7(a) and 504 loans to businesses in Durham (Durham County), October 2021 to June 30, 2026 · Updated October 15, 2026
228
SBA loans approved
$176.5M
Total approved
$316,700
Median loan
65
Lenders active
43%
To startups

228 SBA loans worth $176.5M went to businesses in Durham, NC between October 2021 and June 2026, from 65 lenders. Northeast Bank made the most, 17 loans. The median loan was $316,700, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Durham

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
17$2.4M$88,40018%
2Wells Fargo Bank
Bank · Sioux Falls, SD
14$718K$15,00093%
3TowneBank
Bank · Portsmouth, VA
12$14.8M$1,556,65067%
4Huntington National Bank
Bank · Columbus, OH
12$6.5M$404,20067%
5Fidelity Bank
Bank · Fuquay Varina, NC
10$10.3M$919,00020%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
10$3.1M$50,0000%
7Newtek Bank
Bank · Miami, FL
9$1.2M$100,00011%
8Live Oak Banking
Bank · Wilmington, NC
8$9.3M$587,50050%
9Business Expansion Funding
Certified development company · Charlotte, NC
8$7.8M$732,5000%
10Bank of Oak Ridge
Bank · Oak Ridge, NC
7$9.1M$593,000100%
11PNC Bank
Bank · Wilmington, DE
7$3.2M$490,00043%
12JPMorgan Chase Bank
Bank · Columbus, OH
7$944K$200,00029%
13GBank
Bank · Las Vegas, NV
6$25.8M$5,000,00017%
14TD Bank
Bank · Wilmington, DE
6$3.0M$140,00083%
15United Community Bank
Bank · Greenville, SC
5$7.0M$1,465,00080%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Durham. For 504 loans the lender shown is the certified development company.

What gets financed in Durham

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels43
19%
$860,000Fidelity Bank
Health care and social assistance31
14%
$215,000JPMorgan Chase Bank
Construction24
11%
$250,000TD Bank
Professional and technical services24
11%
$200,000TowneBank
Other services (repair, personal care)19
8%
$238,800Huntington National Bank
Retail18
8%
$225,000First Horizon Bank
Transportation and warehousing14
6%
$180,000Northeast Bank
Manufacturing14
6%
$665,500United Community Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00032%
  • $500,000 to $2 million27%
  • $2 million and up11%
Compared with North Carolina
Median loan, Durham
$316,700
Median loan, North Carolina
$311,750
Startup share, Durham
43%
Startup share, North Carolina
40%
Share of state's SBA loans
3.2%

SBA loans per fiscal year in Durham

0234770FY14: 35 loansFY14FY15: 51 loansFY15FY16: 51 loansFY16FY17: 43 loansFY17FY18: 43 loansFY18FY19: 36 loansFY19FY20: 35 loansFY20FY21: 46 loansFY21FY22: 33 loansFY22FY23: 41 loansFY23FY24: 68 loansFY2468FY25: 65 loansFY25FY26 (Oct to Jun): 21 loansFY2621
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.