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SBA lenders in High Point, NC

SBA 7(a) and 504 loans to businesses in High Point (Guilford County), October 2021 to June 30, 2026 · Updated October 15, 2026
90
SBA loans approved
$70.9M
Total approved
$350,000
Median loan
39
Lenders active
38%
To startups

90 SBA loans worth $70.9M went to businesses in High Point, NC between October 2021 and June 2026, from 39 lenders. Northeast Bank made the most, 12 loans. The median loan was $350,000, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in High Point

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
12$1.9M$113,70025%
2Live Oak Banking
Bank · Wilmington, NC
9$9.5M$925,00022%
3Bank of Oak Ridge
Bank · Oak Ridge, NC
8$6.5M$736,95025%
4Newtek Bank
Bank · Miami, FL
8$4.3M$337,50025%
5Huntington National Bank
Bank · Columbus, OH
7$4.4M$350,00057%
6Wells Fargo Bank
Bank · Sioux Falls, SD
4$105K$25,000100%
7Business Expansion Funding
Certified development company · Charlotte, NC
3$8.9M$3,690,0000%
8Pinnacle Bank
Bank · Nashville, TN
3$1.7M$631,00067%
9US Metro Bank
Bank · Garden Grove, CA
2$7.5M$3,750,00050%
10504 Capital
Certified development company · Chesapeake, VA
2$1.6M$798,0000%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$356K$178,00050%
12BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
13First Bank of the Lake
Bank · Osage Beach, MO
2$250K$125,0000%
14Triad Business Bank
Bank · Greensboro, NC
1$2.9M$2,900,0000%
15GBank
Bank · Las Vegas, NV
1$1.9M$1,943,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in High Point. For 504 loans the lender shown is the certified development company.

What gets financed in High Point

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels17
19%
$549,000Huntington National Bank
Retail14
16%
$350,000Northeast Bank
Manufacturing13
14%
$498,000Northeast Bank
Wholesale trade10
11%
$820,500Bank of Oak Ridge
Administrative and support services6
7%
$212,500Live Oak Banking
Other services (repair, personal care)6
7%
$352,500Live Oak Banking
Construction6
7%
$325,000PNC Bank
Health care and social assistance5
6%
$250,000Northeast Bank
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00031%
  • $500,000 to $2 million33%
  • $2 million and up9%
Compared with North Carolina
Median loan, High Point
$350,000
Median loan, North Carolina
$311,750
Startup share, High Point
38%
Startup share, North Carolina
40%
Share of state's SBA loans
1.2%

SBA loans per fiscal year in High Point

0132740FY14: 3 loansFY14FY15: 8 loansFY15FY16: 13 loansFY16FY17: 11 loansFY17FY18: 15 loansFY18FY19: 13 loansFY19FY20: 14 loansFY20FY21: 13 loansFY21FY22: 8 loansFY22FY23: 12 loansFY23FY24: 21 loansFY24FY25: 35 loansFY2535FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.