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SBA lenders in Waxhaw, NC

SBA 7(a) and 504 loans to businesses in Waxhaw (Union County), October 2021 to June 30, 2026 · Updated October 15, 2026
61
SBA loans approved
$31.7M
Total approved
$250,000
Median loan
29
Lenders active
52%
To startups

61 SBA loans worth $31.7M went to businesses in Waxhaw, NC between October 2021 and June 2026, from 29 lenders. Huntington National Bank made the most, 7 loans. The median loan was $250,000, compared with $311,750 across North Carolina, and health care and social assistance was the most financed industry.

Most active SBA lenders in Waxhaw

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
7$5.1M$110,000100%
2United Midwest Savings Bank
Bank · Degraff, OH
5$1.9M$150,000100%
3Newtek Bank
Bank · Miami, FL
5$1.3M$250,00020%
4Pinnacle Bank
Bank · Nashville, TN
4$3.7M$918,500100%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$1.8M$540,00075%
6Bank of America
Bank · Charlotte, NC
4$1.1M$275,0000%
7TD Bank
Bank · Wilmington, DE
4$478K$114,25050%
8Wells Fargo Bank
Bank · Sioux Falls, SD
3$30K$10,000100%
9Meridian Bank
Bank · Wayne, PA
2$5.0M$2,525,00050%
10SouthState Bank
Bank · Winter Haven, FL
2$624K$312,0000%
11BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
12Celtic Bank
Bank · Salt Lake City, UT
2$132K$66,0000%
13Business Expansion Funding
Certified development company · Charlotte, NC
1$2.5M$2,503,000100%
141st Financial Bank USA
Bank · Dakota Dunes, SD
1$2.0M$2,000,0000%
15Peoples State Bank
Bank · Wausau, WI
1$835K$835,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Waxhaw. For 504 loans the lender shown is the certified development company.

What gets financed in Waxhaw

IndustryLoansShareMedian loanMost active lender
Health care and social assistance14
23%
$493,900Huntington National Bank
Construction11
18%
$250,000Pinnacle Bank
Professional and technical services10
16%
$275,000Fifth Third Bank
Arts, entertainment and recreation5
8%
$500,000Huntington National Bank
Administrative and support services4
7%
$275,000Celtic Bank
Transportation and warehousing3
5%
$77,500Wells Fargo Bank
Education3
5%
$25,000TD Bank
Retail3
5%
$100,000United Midwest Savings Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00038%
  • $500,000 to $2 million25%
  • $2 million and up7%
Compared with North Carolina
Median loan, Waxhaw
$250,000
Median loan, North Carolina
$311,750
Startup share, Waxhaw
52%
Startup share, North Carolina
40%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Waxhaw

0102030FY14: 4 loansFY14FY15: 17 loansFY15FY16: 15 loansFY16FY17: 10 loansFY17FY18: 7 loansFY18FY19: 13 loansFY19FY20: 9 loansFY20FY21: 8 loansFY21FY22: 5 loansFY22FY23: 9 loansFY23FY24: 18 loansFY24FY25: 24 loansFY2524FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.