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SBA lenders in Wilson, NC

SBA 7(a) and 504 loans to businesses in Wilson (Wilson County), October 2021 to June 30, 2026 · Updated October 16, 2026
30
SBA loans approved
$16.8M
Total approved
$375,000
Median loan
20
Lenders active
27%
To startups

30 SBA loans worth $16.8M went to businesses in Wilson, NC between October 2021 and June 2026, from 20 lenders. Live Oak Banking made the most, 4 loans. The median loan was $375,000, compared with $311,750 across North Carolina, and construction was the most financed industry.

Most active SBA lenders in Wilson

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
4$2.1M$400,00025%
2Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$2.7M$50,00033%
3First Bank
Bank · Southern Pines, NC
2$1.2M$582,5000%
4Metro City Bank
Bank · Doraville, GA
2$980K$490,00050%
5Wells Fargo Bank
Bank · Sioux Falls, SD
2$704K$351,75050%
6Merchants & Marine Bank
Bank · Pascagoula, MS
2$548K$273,750100%
7Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$400K$200,0000%
8GBank
Bank · Las Vegas, NV
1$2.7M$2,722,0000%
9Happen Bank
Bank · Lehi, UT
1$1.2M$1,225,0000%
10HomeTrust Bank
Bank · Asheville, NC
1$1.2M$1,215,0000%
11Fidelity Bank
Bank · Fuquay Varina, NC
1$606K$606,2000%
12Mechanics and Farmers Bank
Bank · Durham, NC
1$500K$500,0000%
13Gulf Coast Bank and Trust
Bank · New Orleans, LA
1$429K$429,1000%
14TowneBank
Bank · Portsmouth, VA
1$401K$401,000100%
15Northeast Bank
Bank · Portland, ME
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Wilson. For 504 loans the lender shown is the certified development company.

What gets financed in Wilson

IndustryLoansShareMedian loanMost active lender
Construction7
23%
$325,000Live Oak Banking
Restaurants and hotels5
17%
$497,500Merchants & Marine Bank
Finance and insurance4
13%
$94,000Capital Bank
Health care and social assistance3
10%
$230,000Southern Bank and Trust
Retail3
10%
$580,000Metro City Bank
Real estate and rental2
7%
$250,000Celtic Bank
Education1
3%
$15,000Wells Fargo Bank
Arts, entertainment and recreation1
3%
$401,000TowneBank
Loan size mix
  • Under $150,00027%
  • $150,000 to $500,00037%
  • $500,000 to $2 million30%
  • $2 million and up7%
Compared with North Carolina
Median loan, Wilson
$375,000
Median loan, North Carolina
$311,750
Startup share, Wilson
27%
Startup share, North Carolina
40%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Wilson

071320FY14: 2 loansFY14FY15: 2 loansFY15FY16: 5 loansFY16FY17: 11 loansFY1711FY18: 5 loansFY18FY19: 2 loansFY19FY20FY21: 8 loansFY21FY22: 5 loansFY22FY23: 7 loansFY23FY24: 8 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.