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SBA lenders in Rocky Mount, NC

SBA 7(a) and 504 loans to businesses in Rocky Mount (Nash County), October 2021 to June 30, 2026 · Updated October 15, 2026
31
SBA loans approved
$22.3M
Total approved
$281,000
Median loan
21
Lenders active
42%
To startups

31 SBA loans worth $22.3M went to businesses in Rocky Mount, NC between October 2021 and June 2026, from 21 lenders. Wells Fargo Bank made the most, 4 loans. The median loan was $281,000, compared with $311,750 across North Carolina, and construction was the most financed industry.

Most active SBA lenders in Rocky Mount

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
4$137K$15,000100%
2504 Capital
Certified development company · Chesapeake, VA
2$2.1M$1,067,50050%
3First National Bank of Pennsylvania
Bank · Greenville, PA
2$1.7M$855,7500%
4Bank of Oak Ridge
Bank · Oak Ridge, NC
2$1.6M$790,7500%
5Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$1.5M$736,0000%
6Northeast Bank
Bank · Portland, ME
2$750K$375,0000%
7Newtek Bank
Bank · Miami, FL
2$525K$262,5000%
8Southern Bank and Trust
Bank · Mount Olive, NC
2$490K$245,000100%
9Carolina Business Capital
Certified development company · Charlotte, NC
1$4.7M$4,719,000100%
10North State Bank
Bank · Raleigh, NC
1$4.5M$4,500,0000%
11Atlantic Union Bank
Bank · Richmond City, VA
1$1.8M$1,772,000100%
12Truist Bank
Bank · Charlotte, NC
1$472K$472,0000%
13Live Oak Banking
Bank · Wilmington, NC
1$400K$400,000100%
14First-Citizens Bank & Trust
Bank · Raleigh, NC
1$350K$350,0000%
15Huntington National Bank
Bank · Columbus, OH
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Rocky Mount. For 504 loans the lender shown is the certified development company.

What gets financed in Rocky Mount

IndustryLoansShareMedian loanMost active lender
Construction7
23%
$500,000Bank of Oak Ridge
Restaurants and hotels4
13%
$3,039,500504 Capital
Other services (repair, personal care)4
13%
$126,000Live Oak Banking
Retail4
13%
$215,500First National Bank of Pennsylvania
Professional and technical services3
10%
$15,000Wells Fargo Bank
Health care and social assistance2
6%
$185,200Newtek Bank
Administrative and support services2
6%
$247,000Huntington National Bank
Wholesale trade2
6%
$900,000Newtek Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00042%
  • $500,000 to $2 million26%
  • $2 million and up6%
Compared with North Carolina
Median loan, Rocky Mount
$281,000
Median loan, North Carolina
$311,750
Startup share, Rocky Mount
42%
Startup share, North Carolina
40%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Rocky Mount

071320FY14: 4 loansFY14FY15: 6 loansFY15FY16: 9 loansFY16FY17: 9 loansFY17FY18: 3 loansFY18FY19: 5 loansFY19FY20: 3 loansFY20FY21: 6 loansFY21FY22: 9 loansFY22FY23: 2 loansFY23FY24: 6 loansFY24FY25: 11 loansFY2511FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.