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SBA lenders in Troy, OH

SBA 7(a) and 504 loans to businesses in Troy (Miami County), October 2021 to June 30, 2026 · Updated October 15, 2026
42
SBA loans approved
$18.6M
Total approved
$150,000
Median loan
22
Lenders active
31%
To startups

42 SBA loans worth $18.6M went to businesses in Troy, OH between October 2021 and June 2026, from 22 lenders. Huntington National Bank made the most, 13 loans. The median loan was $150,000, compared with $100,000 across Ohio, and retail was the most financed industry.

Most active SBA lenders in Troy

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
13$1.6M$96,00038%
2Byline Bank
Bank · Chicago, IL
5$4.6M$900,0000%
3Eclipse Bank
Bank · Louisville, KY
2$2.7M$1,342,1000%
4U.S. Bank
Bank · Cincinnati, OH
2$399K$199,50050%
5Peoples Bank
Bank · Marietta, OH
2$150K$75,250100%
6Northeast Bank
Bank · Portland, ME
2$115K$57,5000%
7Live Oak Banking
Bank · Wilmington, NC
1$4.1M$4,080,0000%
8Citywide Small Business Development
Certified development company · Dayton, OH
1$1.1M$1,095,000100%
9Wright Patt Credit Union
Credit union · Beavercreek, OH
1$750K$750,0000%
10First Commonwealth Bank
Bank · Indiana, PA
1$500K$500,000100%
11SouthState Bank
Bank · Winter Haven, FL
1$492K$492,000100%
12Minster Bank
Bank · Minster, OH
1$482K$482,0000%
13Alloy Development Co.
Certified development company · Cincinnati, OH
1$382K$382,0000%
14Ohio Statewide Development
Certified development company · Columbus, OH
1$353K$353,0000%
15Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$178K$177,7000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Troy. For 504 loans the lender shown is the certified development company.

What gets financed in Troy

IndustryLoansShareMedian loanMost active lender
Retail9
21%
$150,000Huntington National Bank
Other services (repair, personal care)7
17%
$96,000Peoples Bank
Information and media6
14%
$850,000Byline Bank
Restaurants and hotels5
12%
$750,000Eclipse Bank
Manufacturing4
10%
$201,500Huntington National Bank
Administrative and support services3
7%
$150,000Huntington National Bank
Construction3
7%
$100,000Fifth Third Bank
Wholesale trade2
5%
$432,000Minster Bank
Loan size mix
  • Under $150,00038%
  • $150,000 to $500,00036%
  • $500,000 to $2 million24%
  • $2 million and up2%
Compared with Ohio
Median loan, Troy
$150,000
Median loan, Ohio
$100,000
Startup share, Troy
31%
Startup share, Ohio
32%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Troy

071320FY14: 12 loansFY1412FY15: 11 loansFY15FY16: 11 loansFY16FY17: 5 loansFY17FY18: 5 loansFY18FY19: 3 loansFY19FY20: 6 loansFY20FY21: 10 loansFY21FY22: 8 loansFY22FY23: 11 loansFY23FY24: 12 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.