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SBA lenders in Chambersburg, PA

SBA 7(a) and 504 loans to businesses in Chambersburg (Franklin County), October 2021 to June 30, 2026 · Updated October 15, 2026
34
SBA loans approved
$9.3M
Total approved
$144,000
Median loan
13
Lenders active
41%
To startups

34 SBA loans worth $9.3M went to businesses in Chambersburg, PA between October 2021 and June 2026, from 13 lenders. Manufacturers and Traders Trust made the most, 15 loans. The median loan was $144,000, compared with $150,000 across Pennsylvania, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Chambersburg

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
15$1.0M$40,00060%
2Orrstown Bank
Bank · Harrisburg, PA
3$1.1M$295,00033%
3First Bank of the Lake
Bank · Osage Beach, MO
3$450K$150,00033%
4United Midwest Savings Bank
Bank · Degraff, OH
2$3.3M$1,669,50050%
5BayFirst National Bank
Bank · St. Petersburg, FL
2$500K$250,0000%
6Huntington National Bank
Bank · Columbus, OH
2$417K$208,5000%
7Evolve Bank and Trust
Bank · West Memphis, AR
1$995K$995,0000%
8Live Oak Banking
Bank · Wilmington, NC
1$500K$500,000100%
9Bank of America
Bank · Charlotte, NC
1$425K$425,0000%
10Celtic Bank
Bank · Salt Lake City, UT
1$150K$150,0000%
11Fulton Bank
Bank · Lancaster, PA
1$138K$138,000100%
12Beacon Bank and Trust
Bank · Boston, MA
1$99K$99,0000%
13Newtek Bank
Bank · Miami, FL
1$75K$75,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Chambersburg. For 504 loans the lender shown is the certified development company.

What gets financed in Chambersburg

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels9
26%
$100,000Manufacturers and Traders Trust
Professional and technical services5
15%
$150,000BayFirst National Bank
Arts, entertainment and recreation4
12%
$37,500Manufacturers and Traders Trust
Administrative and support services3
9%
$75,000Huntington National Bank
Other services (repair, personal care)3
9%
$138,000Orrstown Bank
Manufacturing3
9%
$150,000Orrstown Bank
Retail3
9%
$150,000First Bank of the Lake
Transportation and warehousing2
6%
$100,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00050%
  • $150,000 to $500,00035%
  • $500,000 to $2 million12%
  • $2 million and up3%
Compared with Pennsylvania
Median loan, Chambersburg
$144,000
Median loan, Pennsylvania
$150,000
Startup share, Chambersburg
41%
Startup share, Pennsylvania
36%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Chambersburg

071320FY14: 5 loansFY14FY15: 3 loansFY15FY16: 11 loansFY1611FY17: 5 loansFY17FY18: 7 loansFY18FY19: 6 loansFY19FY20: 3 loansFY20FY21: 3 loansFY21FY22: 6 loansFY22FY23: 6 loansFY23FY24: 5 loansFY24FY25: 8 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.