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SBA lenders in Smyrna, TN

SBA 7(a) and 504 loans to businesses in Smyrna (Rutherford County), October 2021 to June 30, 2026 · Updated October 16, 2026
42
SBA loans approved
$21.4M
Total approved
$140,000
Median loan
19
Lenders active
33%
To startups

42 SBA loans worth $21.4M went to businesses in Smyrna, TN between October 2021 and June 2026, from 19 lenders. U.S. Bank made the most, 11 loans. The median loan was $140,000, compared with $246,500 across Tennessee, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Smyrna

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
11$1.8M$50,00045%
2Newtek Bank
Bank · Miami, FL
4$793K$116,5000%
3Newtek Small Business Finance
Non-bank lender · Lake Success, NY
3$900K$50,0000%
4Regions Bank
Bank · Birmingham, AL
3$613K$250,00033%
5Huntington National Bank
Bank · Columbus, OH
3$358K$167,80067%
6Republic Bank & Trust
Bank · Louisville, KY
2$993K$496,3500%
7Live Oak Banking
Bank · Wilmington, NC
2$650K$325,0000%
8Bank of America
Bank · Charlotte, NC
2$468K$234,0000%
9First Bank of the Lake
Bank · Osage Beach, MO
2$300K$150,0000%
10Paragon Bank
Bank · Memphis, TN
1$5.0M$5,000,000100%
11Peoples Bank
Bank · Mendenhall, MS
1$4.7M$4,650,0000%
12Brightbridge
Certified development company · Chattanooga, TN
1$3.4M$3,374,000100%
13Capital Community Bank
Bank · Provo, UT
1$761K$761,000100%
14SNB Bank
Bank · Shattuck, OK
1$346K$346,5000%
15JPMorgan Chase Bank
Bank · Columbus, OH
1$200K$200,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Smyrna. For 504 loans the lender shown is the certified development company.

What gets financed in Smyrna

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)7
17%
$130,000U.S. Bank
Restaurants and hotels6
14%
$110,000U.S. Bank
Retail5
12%
$60,000Brightbridge
Administrative and support services4
10%
$150,000First Bank of the Lake
Finance and insurance4
10%
$234,000Bank of America
Construction3
7%
$50,000U.S. Bank
Education3
7%
$20,000U.S. Bank
Professional and technical services2
5%
$30,000Wells Fargo Bank
Loan size mix
  • Under $150,00050%
  • $150,000 to $500,00029%
  • $500,000 to $2 million14%
  • $2 million and up7%
Compared with Tennessee
Median loan, Smyrna
$140,000
Median loan, Tennessee
$246,500
Startup share, Smyrna
33%
Startup share, Tennessee
42%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Smyrna

071320FY14: 8 loansFY14FY15: 5 loansFY15FY16: 5 loansFY16FY17: 4 loansFY17FY18: 4 loansFY18FY19: 7 loansFY19FY20: 1 loansFY20FY21: 11 loansFY21FY22: 12 loansFY2212FY23: 10 loansFY23FY24: 7 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.