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SBA lenders in Midland, TX

SBA 7(a) and 504 loans to businesses in Midland (Midland County), October 2021 to June 30, 2026 · Updated October 15, 2026
115
SBA loans approved
$100.1M
Total approved
$350,000
Median loan
53
Lenders active
40%
To startups

115 SBA loans worth $100.1M went to businesses in Midland, TX between October 2021 and June 2026, from 53 lenders. Wells Fargo Bank made the most, 14 loans. The median loan was $350,000, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Midland

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
14$230K$15,000100%
2SouthWest Bank
Bank · Odessa, TX
9$4.8M$266,70056%
3Live Oak Banking
Bank · Wilmington, NC
6$6.3M$565,00017%
4Huntington National Bank
Bank · Columbus, OH
6$3.8M$460,450100%
5Northeast Bank
Bank · Portland, ME
6$958K$59,40033%
6Newtek Bank
Bank · Miami, FL
5$4.0M$475,0000%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$5.0M$270,0500%
8CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
4$950K$225,0000%
9Citizens Bank
Bank · Elizabethton, TN
3$4.7M$960,00033%
10American Momentum Bank
Bank · College Station, TX
3$2.2M$500,0000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$918K$350,0000%
12BayFirst National Bank
Bank · St. Petersburg, FL
3$450K$150,0000%
13Capital Certified Development
Certified development company · Austin, TX
2$5.9M$2,950,50050%
14Northwest Bank
Bank · Warren, PA
2$3.6M$1,780,0000%
15Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$1.6M$779,0500%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Midland. For 504 loans the lender shown is the certified development company.

What gets financed in Midland

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels19
17%
$738,200Newtek Bank
Health care and social assistance11
10%
$630,000Live Oak Banking
Other services (repair, personal care)10
9%
$264,950Midwest Regional Bank
Real estate and rental10
9%
$390,500Wells Fargo Bank
Transportation and warehousing9
8%
$35,000Wells Fargo Bank
Retail8
7%
$287,700Northeast Bank
Mining and oil and gas8
7%
$435,500Oklahoma Capital Bank
Administrative and support services7
6%
$50,000Wells Fargo Bank
Loan size mix
  • Under $150,00029%
  • $150,000 to $500,00031%
  • $500,000 to $2 million23%
  • $2 million and up17%
Compared with Texas
Median loan, Midland
$350,000
Median loan, Texas
$320,600
Startup share, Midland
40%
Startup share, Texas
40%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Midland

0132740FY14: 27 loansFY14FY15: 15 loansFY15FY16: 18 loansFY16FY17: 17 loansFY17FY18: 21 loansFY18FY19: 25 loansFY19FY20: 27 loansFY20FY21: 26 loansFY21FY22: 11 loansFY22FY23: 23 loansFY23FY24: 23 loansFY24FY25: 34 loansFY2534FY26 (Oct to Jun): 24 loansFY2624
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.