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SBA lenders in Wichita Falls, TX

SBA 7(a) and 504 loans to businesses in Wichita Falls (Wichita County), October 2021 to June 30, 2026 · Updated October 15, 2026
52
SBA loans approved
$35.5M
Total approved
$350,000
Median loan
32
Lenders active
35%
To startups

52 SBA loans worth $35.5M went to businesses in Wichita Falls, TX between October 2021 and June 2026, from 32 lenders. Northeast Bank made the most, 5 loans. The median loan was $350,000, compared with $320,600 across Texas, and retail was the most financed industry.

Most active SBA lenders in Wichita Falls

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
5$1.2M$210,0000%
2Huntington National Bank
Bank · Columbus, OH
4$1.5M$282,35050%
3Live Oak Banking
Bank · Wilmington, NC
3$2.2M$510,00033%
4Newtek Bank
Bank · Miami, FL
3$1.2M$250,00033%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$1.0M$154,00033%
6PlainsCapital Bank
Bank · University Park, TX
3$408K$75,00067%
7BayFirst National Bank
Bank · St. Petersburg, FL
3$400K$150,0000%
8American National Bank and Trust
Bank · Wichita Falls, TX
2$3.1M$1,549,00050%
9First Internet Bank of Indiana
Bank · Fishers, IN
2$2.1M$1,050,5000%
10Bank of America
Bank · Charlotte, NC
2$690K$345,250100%
11Farmers State Bank of Alto Pass, Illinois
Bank · Alto Pass, IL
1$5.0M$5,000,000100%
12Cogent Bank
Bank · Orlando, FL
1$5.0M$5,000,0000%
13Simmons Bank
Bank · Pine Bluff, AR
1$3.0M$2,956,0000%
14First Financial Bank
Bank · El Dorado, AR
1$1.5M$1,500,0000%
15First Capital Bank
Bank · Quanah, TX
1$1.2M$1,163,7000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Wichita Falls. For 504 loans the lender shown is the certified development company.

What gets financed in Wichita Falls

IndustryLoansShareMedian loanMost active lender
Retail11
21%
$414,700Huntington National Bank
Restaurants and hotels10
19%
$491,000Huntington National Bank
Construction8
15%
$425,000Northeast Bank
Professional and technical services5
10%
$150,000BayFirst National Bank
Health care and social assistance4
8%
$300,000Bank of America
Real estate and rental3
6%
$275,000PlainsCapital Bank
Arts, entertainment and recreation3
6%
$400,000Byline Bank
Other services (repair, personal care)3
6%
$510,000Live Oak Banking
Loan size mix
  • Under $150,00017%
  • $150,000 to $500,00046%
  • $500,000 to $2 million29%
  • $2 million and up8%
Compared with Texas
Median loan, Wichita Falls
$350,000
Median loan, Texas
$320,600
Startup share, Wichita Falls
35%
Startup share, Texas
40%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Wichita Falls

071320FY14: 9 loansFY14FY15: 10 loansFY15FY16: 15 loansFY1615FY17: 8 loansFY17FY18: 8 loansFY18FY19: 10 loansFY19FY20: 6 loansFY20FY21: 12 loansFY21FY22: 4 loansFY22FY23: 13 loansFY23FY24: 15 loansFY24FY25: 10 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.