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SBA lenders in Heber City, UT

SBA 7(a) and 504 loans to businesses in Heber City (Wasatch County), October 2021 to June 30, 2026 · Updated October 15, 2026
61
SBA loans approved
$31.3M
Total approved
$250,000
Median loan
23
Lenders active
30%
To startups

61 SBA loans worth $31.3M went to businesses in Heber City, UT between October 2021 and June 2026, from 23 lenders. Mountain America FCU made the most, 11 loans. The median loan was $250,000, compared with $267,150 across Utah, and construction was the most financed industry.

Most active SBA lenders in Heber City

#LenderLoansApprovedMedian loanTo startups
1Mountain America FCU
Credit union · Sandy, UT
11$3.4M$50,00027%
2Zions Bank, A Division of
Bank · Salt Lake City, UT
10$1.7M$100,00030%
3Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
7$5.9M$733,00014%
4Central Bank
Bank · Provo, UT
4$3.7M$788,00075%
5U.S. Bank
Bank · Cincinnati, OH
3$5.8M$1,096,10033%
6Intermountain Business Lending
Certified development company · Ogden, UT
3$1.7M$288,00033%
7Citizens Bank
Bank · Elizabethton, TN
3$1.4M$500,00033%
8Celtic Bank
Bank · Salt Lake City, UT
2$1.7M$857,25050%
9Newtek Bank
Bank · Miami, FL
2$1.1M$550,0000%
10Northeast Bank
Bank · Portland, ME
2$294K$147,2500%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$100K$50,0000%
12Capital Community Bank
Bank · Provo, UT
1$1.4M$1,350,0000%
1322nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
1$1.2M$1,152,0000%
14America First Federal Credit Union
Credit union · Riverdale, UT
1$588K$588,4000%
15Byline Bank
Bank · Chicago, IL
1$305K$305,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Heber City. For 504 loans the lender shown is the certified development company.

What gets financed in Heber City

IndustryLoansShareMedian loanMost active lender
Construction9
15%
$50,000Zions Bank, A Division of
Other services (repair, personal care)8
13%
$230,000Mountain America FCU
Restaurants and hotels7
11%
$286,000Zions Bank, A Division of
Arts, entertainment and recreation7
11%
$800,000U.S. Bank
Real estate and rental5
8%
$217,000Central Bank
Retail5
8%
$250,000Citizens Bank
Manufacturing4
7%
$767,000Capital Community Bank
Health care and social assistance4
7%
$407,200America First Federal Credit Union
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00030%
  • $500,000 to $2 million30%
  • $2 million and up5%
Compared with Utah
Median loan, Heber City
$250,000
Median loan, Utah
$267,150
Startup share, Heber City
30%
Startup share, Utah
33%
Share of state's SBA loans
1.0%

SBA loans per fiscal year in Heber City

0102030FY14: 9 loansFY14FY15: 15 loansFY15FY16: 19 loansFY16FY17: 14 loansFY17FY18: 25 loansFY1825FY19: 15 loansFY19FY20: 12 loansFY20FY21: 16 loansFY21FY22: 8 loansFY22FY23: 18 loansFY23FY24: 9 loansFY24FY25: 13 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.