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SBA lenders in Harrisonburg, VA

SBA 7(a) and 504 loans to businesses in Harrisonburg (City of Harrisonburg County), October 2021 to June 30, 2026 · Updated October 15, 2026
39
SBA loans approved
$30.3M
Total approved
$350,000
Median loan
20
Lenders active
41%
To startups

39 SBA loans worth $30.3M went to businesses in Harrisonburg, VA between October 2021 and June 2026, from 20 lenders. Pendleton Community Bank made the most, 7 loans. The median loan was $350,000, compared with $232,000 across Virginia, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Harrisonburg

#LenderLoansApprovedMedian loanTo startups
1Pendleton Community Bank
Bank · Franklin, WV
7$1.6M$200,00057%
2504 Capital
Certified development company · Chesapeake, VA
4$5.6M$818,50050%
3Newtek Bank
Bank · Miami, FL
4$1.2M$212,50025%
4Business Finance Group
Certified development company · Fairfax, VA
3$8.6M$1,997,0000%
5Farmers & Merchants Bank
Bank · Timberville, VA
3$525K$75,00067%
6First Bank of the Lake
Bank · Osage Beach, MO
2$3.3M$1,641,50050%
7Live Oak Banking
Bank · Wilmington, NC
2$2.8M$1,396,5000%
8BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
922nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
1$1.3M$1,283,000100%
10Bank Five Nine
Bank · Oconomowoc, WI
1$1.2M$1,227,000100%
11Fifth Third Bank
Bank · Cincinnati, OH
1$1.0M$1,000,000100%
12Stearns Bank
Bank · St. Cloud, MN
1$820K$820,0000%
13Hanover Community Bank
Bank · Garden City Park, NY
1$535K$535,000100%
14Wells Fargo Bank
Bank · Sioux Falls, SD
1$350K$350,000100%
15Huntington National Bank
Bank · Columbus, OH
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Harrisonburg. For 504 loans the lender shown is the certified development company.

What gets financed in Harrisonburg

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)10
26%
$521,050Live Oak Banking
Restaurants and hotels5
13%
$500,000Hanover Community Bank
Retail5
13%
$92,000Readycap Lending
Health care and social assistance4
10%
$573,500504 Capital
Professional and technical services3
8%
$350,000Newtek Bank
Construction3
8%
$150,000Pendleton Community Bank
Education3
8%
$200,000Farmers & Merchants Bank
Manufacturing3
8%
$399,200Pendleton Community Bank
Loan size mix
  • Under $150,00018%
  • $150,000 to $500,00041%
  • $500,000 to $2 million33%
  • $2 million and up8%
Compared with Virginia
Median loan, Harrisonburg
$350,000
Median loan, Virginia
$232,000
Startup share, Harrisonburg
41%
Startup share, Virginia
37%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Harrisonburg

071320FY14: 11 loansFY14FY15: 12 loansFY1512FY16: 8 loansFY16FY17: 6 loansFY17FY18: 12 loansFY18FY19: 8 loansFY19FY20: 5 loansFY20FY21: 10 loansFY21FY22: 5 loansFY22FY23: 10 loansFY23FY24: 3 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.