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Credit union · Rochester, NY

ESL FCU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
354
SBA loans approved
$44.1M
Total approved
$50,900
Median loan
1
States lent in
38%
To startups
#119
National rank by loans

ESL FCU approved 354 SBA loans worth $44.1M between October 2021 and June 2026, ranking #119 of 2,283 SBA lenders nationally by loan count. Its median loan was $50,900, and 38% went to startups or businesses under two years old. It lent in 1 states, most often in New York, and its most financed industry was construction.

SBA loans per fiscal year

067133200FY14: 28 loansFY14FY15: 36 loansFY15FY16: 75 loansFY16FY17: 127 loansFY17FY18: 140 loansFY18140FY19: 61 loansFY19FY20: 32 loansFY20FY21: 32 loansFY21FY22: 49 loansFY22FY23: 46 loansFY23FY24: 105 loansFY24FY25: 95 loansFY25FY26 (Oct to Jun): 59 loansFY2659
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where ESL FCU lends

StateLoansApprovedMedian loanRank in state
New York354$44.1M$50,900#11

Industries ESL FCU finances

IndustryLoansShareMedian loan
Construction63
18%
$75,000
Other services (repair, personal care)57
16%
$50,000
Restaurants and hotels40
11%
$49,500
Retail33
9%
$50,000
Transportation and warehousing31
9%
$50,000
Administrative and support services25
7%
$49,200
Health care and social assistance24
7%
$69,000
Professional and technical services19
5%
$100,000
Wholesale trade13
4%
$100,000
Manufacturing12
3%
$200,000
Loan size mix
  • Under $150,00077%
  • $150,000 to $500,00019%
  • $500,000 to $2 million3%
  • $2 million and up0%
Loan programs used
  • SBA Express67%
  • Preferred Lender (PLP)33%
  • Standard 7(a)0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.