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SBA lenders in Chico, CA

SBA 7(a) and 504 loans to businesses in Chico (Butte County), October 2021 to June 30, 2026 · Updated October 15, 2026
108
SBA loans approved
$72.0M
Total approved
$370,000
Median loan
37
Lenders active
20%
To startups

108 SBA loans worth $72.0M went to businesses in Chico, CA between October 2021 and June 2026, from 37 lenders. Greater Sacramento Certified Development made the most, 17 loans. The median loan was $370,000, compared with $300,000 across California, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Chico

#LenderLoansApprovedMedian loanTo startups
1Greater Sacramento Certified Development
Certified development company · North Highlands, CA
17$17.9M$436,0000%
2U.S. Bank
Bank · Cincinnati, OH
13$2.4M$48,00031%
3Superior California Economic Development
Certified development company · Redding, CA
10$4.8M$393,0000%
4Wells Fargo Bank
Bank · Sioux Falls, SD
5$575K$10,00080%
5Golden Valley Bank
Bank · Chico, CA
4$2.9M$592,50075%
6JPMorgan Chase Bank
Bank · Columbus, OH
4$1.5M$480,55025%
7Newtek Bank
Bank · Miami, FL
4$950K$200,0000%
8California Statewide Certified Development
Certified development company · Davis, CA
3$5.7M$1,711,0000%
9CalPrivate Bank
Bank · La Jolla, CA
3$2.8M$440,00033%
10Plumas Bank
Bank · Quincy, CA
3$1.6M$341,3000%
11Banner Bank
Bank · Walla Walla, WA
3$1.0M$25,00033%
12BayFirst National Bank
Bank · St. Petersburg, FL
3$547K$150,0000%
13Northeast Bank
Bank · Portland, ME
3$459K$65,00033%
14Celtic Bank
Bank · Salt Lake City, UT
3$450K$150,0000%
15Columbia Bank
Bank · Roseburg, OR
3$114K$50,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Chico. For 504 loans the lender shown is the certified development company.

What gets financed in Chico

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)16
15%
$214,500U.S. Bank
Retail16
15%
$659,000Greater Sacramento Certified Development
Construction14
13%
$225,000Wells Fargo Bank
Health care and social assistance11
10%
$429,900Greater Sacramento Certified Development
Restaurants and hotels10
9%
$374,600U.S. Bank
Manufacturing8
7%
$343,000Greater Sacramento Certified Development
Professional and technical services8
7%
$503,600Greater Sacramento Certified Development
Administrative and support services7
6%
$269,000CenTrust Bank, A Division of SmartBiz Bank
Loan size mix
  • Under $150,00023%
  • $150,000 to $500,00038%
  • $500,000 to $2 million31%
  • $2 million and up7%
Compared with California
Median loan, Chico
$370,000
Median loan, California
$300,000
Startup share, Chico
20%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Chico

0132740FY14: 19 loansFY14FY15: 22 loansFY15FY16: 28 loansFY16FY17: 31 loansFY1731FY18: 30 loansFY18FY19: 26 loansFY19FY20: 18 loansFY20FY21: 23 loansFY21FY22: 26 loansFY22FY23: 22 loansFY23FY24: 23 loansFY24FY25: 22 loansFY25FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.