486 SBA loans worth $352.9M went to businesses in Irvine, CA between October 2021 and June 2026, from 78 lenders. U.S. Bank made the most, 41 loans. The median loan was $300,000, compared with $300,000 across California, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 41 | $9.1M | $50,000 | 29% |
| 2 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 28 | $11.2M | $151,750 | 14% |
| 3 | JPMorgan Chase Bank Bank · Columbus, OH | 27 | $10.4M | $250,000 | 7% |
| 4 | Newtek Bank Bank · Miami, FL | 26 | $11.2M | $255,000 | 31% |
| 5 | BayFirst National Bank Bank · St. Petersburg, FL | 26 | $3.7M | $150,000 | 0% |
| 6 | Wells Fargo Bank Bank · Sioux Falls, SD | 23 | $19.4M | $50,000 | 70% |
| 7 | Northeast Bank Bank · Portland, ME | 23 | $4.3M | $150,000 | 4% |
| 8 | Bank of America Bank · Charlotte, NC | 19 | $10.0M | $225,000 | 0% |
| 9 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 19 | $6.3M | $242,000 | 0% |
| 10 | Business Finance Capital Certified development company · Los Angeles, CA | 18 | $27.2M | $1,111,500 | 0% |
| 11 | Live Oak Banking Bank · Wilmington, NC | 16 | $16.9M | $450,000 | 12% |
| 12 | California Statewide Certified Development Certified development company · Davis, CA | 15 | $30.0M | $1,800,000 | 7% |
| 13 | Huntington National Bank Bank · Columbus, OH | 13 | $6.9M | $350,000 | 31% |
| 14 | Mortgage Capital Development Certified development company · Oakland, CA | 10 | $26.7M | $2,497,500 | 0% |
| 15 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 10 | $5.3M | $250,000 | 30% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 143 | $300,000 | U.S. Bank | |
| Retail | 51 | $250,000 | U.S. Bank | |
| Health care and social assistance | 50 | $391,500 | Readycap Lending | |
| Restaurants and hotels | 41 | $307,000 | Open Bank | |
| Wholesale trade | 33 | $450,000 | California Statewide Certified Development | |
| Construction | 33 | $250,000 | JPMorgan Chase Bank | |
| Other services (repair, personal care) | 20 | $432,500 | U.S. Bank | |
| Manufacturing | 19 | $474,000 | Celtic Bank |