US Lender Metrics Get a Lender Match
Home › SBA lenders by state › California › Los Banos

SBA lenders in Los Banos, CA

SBA 7(a) and 504 loans to businesses in Los Banos (Merced County), October 2021 to June 30, 2026 · Updated October 16, 2026
25
SBA loans approved
$22.8M
Total approved
$200,000
Median loan
19
Lenders active
28%
To startups

25 SBA loans worth $22.8M went to businesses in Los Banos, CA between October 2021 and June 2026, from 19 lenders. Newtek Bank made the most, 4 loans. The median loan was $200,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Los Banos

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
4$1.9M$127,5000%
2Celtic Bank
Bank · Salt Lake City, UT
2$406K$203,10050%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$100K$50,0000%
4U.S. Bank
Bank · Cincinnati, OH
2$80K$40,000100%
5Byline Bank
Bank · Chicago, IL
1$5.0M$5,000,0000%
6Mission Bank
Bank · Bakersfield, CA
1$5.0M$5,000,0000%
7US Metro Bank
Bank · Garden Grove, CA
1$4.2M$4,190,000100%
8Enterprise Bank & Trust
Bank · Clayton, MO
1$3.2M$3,200,0000%
9Mission Valley Bank
Bank · Sun Valley, CA
1$750K$750,0000%
10Community West Bank
Bank · Fresno, CA
1$358K$358,000100%
11Commonwealth Business Bank
Bank · Los Angeles, CA
1$350K$350,0000%
12East West Bank
Bank · Pasadena, CA
1$320K$320,0000%
13Live Oak Banking
Bank · Wilmington, NC
1$300K$300,000100%
14Flagstar Bank
Bank · Hicksville, NY
1$298K$297,5000%
15KeyPoint CU
Credit union · San Jose, CA
1$200K$200,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Los Banos. For 504 loans the lender shown is the certified development company.

What gets financed in Los Banos

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels7
28%
$100,000KeyPoint CU
Retail6
24%
$357,100US Metro Bank
Health care and social assistance3
12%
$297,500Live Oak Banking
Wholesale trade3
12%
$100,000Newtek Bank
Construction2
8%
$200,000Commonwealth Business Bank
Other services (repair, personal care)2
8%
$5,000,000Mission Bank
Information and media1
4%
$150,000Newtek Bank
Administrative and support services1
4%
$50,000Readycap Lending
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00036%
  • $500,000 to $2 million8%
  • $2 million and up16%
Compared with California
Median loan, Los Banos
$200,000
Median loan, California
$300,000
Startup share, Los Banos
28%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Los Banos

03710FY14: 7 loansFY14FY15: 4 loansFY15FY16: 6 loansFY16FY17: 4 loansFY17FY18: 7 loansFY18FY19: 5 loansFY19FY20: 3 loansFY20FY21: 3 loansFY21FY22: 1 loansFY22FY23: 6 loansFY23FY24: 10 loansFY2410FY25: 4 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.