56 SBA loans worth $41.6M went to businesses in Gilroy, CA between October 2021 and June 2026, from 30 lenders. Northeast Bank made the most, 6 loans. The median loan was $307,500, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Northeast Bank Bank · Portland, ME | 6 | $980K | $142,750 | 33% |
| 2 | U.S. Bank Bank · Cincinnati, OH | 5 | $141K | $25,000 | 20% |
| 3 | Mortgage Capital Development Certified development company · Oakland, CA | 4 | $10.3M | $3,026,000 | 0% |
| 4 | JPMorgan Chase Bank Bank · Columbus, OH | 4 | $1.0M | $225,000 | 0% |
| 5 | Bay Area Employment Development Certified development company · Concord, CA | 3 | $2.4M | $871,000 | 0% |
| 6 | Celtic Bank Bank · Salt Lake City, UT | 3 | $425K | $150,000 | 0% |
| 7 | Newtek Bank Bank · Miami, FL | 2 | $2.3M | $1,137,500 | 0% |
| 8 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 2 | $2.0M | $1,020,500 | 0% |
| 9 | Enterprise Bank & Trust Bank · Clayton, MO | 2 | $1.5M | $742,200 | 0% |
| 10 | Business Finance Capital Certified development company · Los Angeles, CA | 2 | $1.5M | $734,000 | 0% |
| 11 | Capital Access Group Certified development company · San Francisco, CA | 2 | $1.1M | $546,500 | 0% |
| 12 | Huntington National Bank Bank · Columbus, OH | 2 | $325K | $162,500 | 0% |
| 13 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 2 | $278K | $138,850 | 0% |
| 14 | FDIC - Community Bank & Trust-West Georgia Non-bank lender · Lagrange, GA | 1 | $5.0M | $5,000,000 | 100% |
| 15 | InBank Bank · Raton, NM | 1 | $3.2M | $3,153,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 14 | $300,000 | U.S. Bank | |
| Other services (repair, personal care) | 8 | $108,450 | Enterprise Bank & Trust | |
| Restaurants and hotels | 6 | $189,000 | Northeast Bank | |
| Retail | 6 | $457,000 | Northeast Bank | |
| Manufacturing | 4 | $618,500 | West Coast Community Bank | |
| Real estate and rental | 4 | $285,750 | Lendistry SBLC | |
| Wholesale trade | 3 | $500,000 | JPMorgan Chase Bank | |
| Agriculture, forestry and fishing | 3 | $275,000 | Celtic Bank |