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SBA lenders in Santa Clara, CA

SBA 7(a) and 504 loans to businesses in Santa Clara (Santa Clara County), October 2021 to June 30, 2026 · Updated October 15, 2026
154
SBA loans approved
$127.7M
Total approved
$477,500
Median loan
46
Lenders active
23%
To startups

154 SBA loans worth $127.7M went to businesses in Santa Clara, CA between October 2021 and June 2026, from 46 lenders. Mortgage Capital Development made the most, 11 loans. The median loan was $477,500, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in Santa Clara

#LenderLoansApprovedMedian loanTo startups
1Mortgage Capital Development
Certified development company · Oakland, CA
11$21.1M$1,902,0009%
2U.S. Bank
Bank · Cincinnati, OH
11$4.3M$60,00027%
3Huntington National Bank
Bank · Columbus, OH
10$2.8M$272,50060%
4JPMorgan Chase Bank
Bank · Columbus, OH
8$2.4M$325,0000%
5Northeast Bank
Bank · Portland, ME
7$1.4M$150,0000%
6Capital Access Group
Certified development company · San Francisco, CA
6$12.2M$1,425,5000%
7First Bank of the Lake
Bank · Osage Beach, MO
6$9.6M$1,541,00050%
8FFB Bank
Bank · Fresno, CA
6$8.5M$1,040,50033%
9Bank of America
Bank · Charlotte, NC
6$2.7M$330,00017%
10Wells Fargo Bank
Bank · Sioux Falls, SD
6$2.6M$25,00083%
11BayFirst National Bank
Bank · St. Petersburg, FL
6$819K$150,0000%
12BMO Bank
Bank · Chicago, IL
5$2.8M$364,6000%
13Celtic Bank
Bank · Salt Lake City, UT
5$640K$140,00020%
14Bay Area Employment Development
Certified development company · Concord, CA
4$5.5M$740,5000%
15Commercial Bank of California
Bank · Irvine, CA
4$5.5M$1,708,00025%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Santa Clara. For 504 loans the lender shown is the certified development company.

What gets financed in Santa Clara

IndustryLoansShareMedian loanMost active lender
Professional and technical services33
21%
$500,000FFB Bank
Manufacturing27
18%
$544,000Huntington National Bank
Restaurants and hotels18
12%
$325,000BayFirst National Bank
Construction17
11%
$511,600JPMorgan Chase Bank
Other services (repair, personal care)14
9%
$458,050Huntington National Bank
Health care and social assistance11
7%
$592,000Readycap Lending
Retail9
6%
$364,600Mortgage Capital Development
Administrative and support services8
5%
$137,500Fifth Third Bank
Loan size mix
  • Under $150,00021%
  • $150,000 to $500,00029%
  • $500,000 to $2 million36%
  • $2 million and up13%
Compared with California
Median loan, Santa Clara
$477,500
Median loan, California
$300,000
Startup share, Santa Clara
23%
Startup share, California
23%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Santa Clara

0132740FY14: 32 loansFY14FY15: 36 loansFY1536FY16: 34 loansFY16FY17: 30 loansFY17FY18: 22 loansFY18FY19: 26 loansFY19FY20: 16 loansFY20FY21: 22 loansFY21FY22: 30 loansFY22FY23: 26 loansFY23FY24: 36 loansFY24FY25: 36 loansFY25FY26 (Oct to Jun): 26 loansFY2626
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.