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SBA lenders in Union City, CA

SBA 7(a) and 504 loans to businesses in Union City (Alameda County), October 2021 to June 30, 2026 · Updated October 16, 2026
48
SBA loans approved
$34.2M
Total approved
$328,500
Median loan
25
Lenders active
15%
To startups

48 SBA loans worth $34.2M went to businesses in Union City, CA between October 2021 and June 2026, from 25 lenders. GBC International Bank made the most, 7 loans. The median loan was $328,500, compared with $300,000 across California, and manufacturing was the most financed industry.

Most active SBA lenders in Union City

#LenderLoansApprovedMedian loanTo startups
1GBC International Bank
Bank · Los Angeles, CA
7$8.8M$750,0000%
2U.S. Bank
Bank · Cincinnati, OH
6$2.2M$40,00033%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$165K$50,0000%
4Mortgage Capital Development
Certified development company · Oakland, CA
3$4.3M$616,0000%
5Live Oak Banking
Bank · Wilmington, NC
3$4.1M$500,0000%
6BayFirst National Bank
Bank · St. Petersburg, FL
3$450K$150,0000%
7First Internet Bank of Indiana
Bank · Fishers, IN
2$1.4M$704,0000%
8Citizens Business Bank
Bank · Ontario, CA
2$1.0M$500,0000%
9Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$253K$126,3500%
10Capital Access Group
Certified development company · San Francisco, CA
1$3.0M$2,997,0000%
11Business Finance Capital
Certified development company · Los Angeles, CA
1$2.7M$2,676,0000%
12Sunwest Bank
Bank · Sandy, UT
1$1.3M$1,260,0000%
13East West Bank
Bank · Pasadena, CA
1$1.1M$1,120,000100%
14Fremont Bank
Bank · Fremont, CA
1$846K$846,0000%
15BMO Bank
Bank · Chicago, IL
1$774K$774,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Union City. For 504 loans the lender shown is the certified development company.

What gets financed in Union City

IndustryLoansShareMedian loanMost active lender
Manufacturing13
27%
$700,000GBC International Bank
Other services (repair, personal care)6
12%
$50,000U.S. Bank
Retail5
10%
$261,000Live Oak Banking
Wholesale trade4
8%
$750,000GBC International Bank
Real estate and rental3
6%
$1,120,000BayFirst National Bank
Professional and technical services3
6%
$150,000BayFirst National Bank
Construction3
6%
$150,000BMO Bank
Administrative and support services3
6%
$1,101,000First Internet Bank of Indiana
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00023%
  • $500,000 to $2 million35%
  • $2 million and up10%
Compared with California
Median loan, Union City
$328,500
Median loan, California
$300,000
Startup share, Union City
15%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Union City

071320FY14: 9 loansFY14FY15: 11 loansFY15FY16: 11 loansFY16FY17: 3 loansFY17FY18: 10 loansFY18FY19: 13 loansFY1913FY20: 10 loansFY20FY21: 8 loansFY21FY22: 9 loansFY22FY23: 13 loansFY23FY24: 13 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.