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SBA lenders in San Carlos, CA

SBA 7(a) and 504 loans to businesses in San Carlos (San Mateo County), October 2021 to June 30, 2026 · Updated October 15, 2026
61
SBA loans approved
$56.8M
Total approved
$737,000
Median loan
30
Lenders active
23%
To startups

61 SBA loans worth $56.8M went to businesses in San Carlos, CA between October 2021 and June 2026, from 30 lenders. U.S. Bank made the most, 8 loans. The median loan was $737,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in San Carlos

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
8$3.3M$37,50025%
2Capital Access Group
Certified development company · San Francisco, CA
5$5.4M$1,169,00020%
3Wells Fargo Bank
Bank · Sioux Falls, SD
4$2.3M$537,95050%
4Celtic Bank
Bank · Salt Lake City, UT
4$1.0M$150,0000%
5Beacon Bank and Trust
Bank · Boston, MA
3$6.9M$1,795,00067%
6Bay Area Employment Development
Certified development company · Concord, CA
3$4.3M$1,252,0000%
7Business Finance Capital
Certified development company · Los Angeles, CA
3$2.5M$964,0000%
8First Bank of the Lake
Bank · Osage Beach, MO
2$5.0M$2,500,000100%
9Live Oak Banking
Bank · Wilmington, NC
2$2.8M$1,392,50050%
10First Business Bank
Bank · Madison, WI
2$2.3M$1,132,50050%
11East West Bank
Bank · Pasadena, CA
2$1.7M$839,5000%
12Mortgage Capital Development
Certified development company · Oakland, CA
2$1.5M$743,0000%
13Lendistry SBLC
Non-bank lender · Los Angeles, CA
2$403K$201,3500%
14Northeast Bank
Bank · Portland, ME
2$300K$150,0000%
15Fremont Bank
Bank · Fremont, CA
1$3.2M$3,163,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in San Carlos. For 504 loans the lender shown is the certified development company.

What gets financed in San Carlos

IndustryLoansShareMedian loanMost active lender
Construction12
20%
$540,000Capital Access Group
Health care and social assistance9
15%
$1,061,000Business Finance Capital
Retail9
15%
$998,000Beacon Bank and Trust
Other services (repair, personal care)8
13%
$86,750U.S. Bank
Restaurants and hotels7
11%
$1,252,000Mega Bank
Professional and technical services5
8%
$500,000U.S. Bank
Manufacturing3
5%
$100,000U.S. Bank
Arts, entertainment and recreation2
3%
$385,000Huntington National Bank
Loan size mix
  • Under $150,00023%
  • $150,000 to $500,00016%
  • $500,000 to $2 million48%
  • $2 million and up13%
Compared with California
Median loan, San Carlos
$737,000
Median loan, California
$300,000
Startup share, San Carlos
23%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in San Carlos

071320FY14: 8 loansFY14FY15: 16 loansFY15FY16: 11 loansFY16FY17: 9 loansFY17FY18: 13 loansFY18FY19: 11 loansFY19FY20: 9 loansFY20FY21: 7 loansFY21FY22: 11 loansFY22FY23: 11 loansFY23FY24: 15 loansFY24FY25: 17 loansFY2517FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.